Amerant Bancorp Inc. Defensive Interval Ratio
Amerant Bancorp Inc. defensive interval ratio. Amerant Bancorp Inc. (AMTB) has a Defensive Interval Ratio of 128 days as of December 2025. Defensive assets of $2.02 Billion (cash $-, short-term investments $2.02 Billion, receivables $-) cover 128 days of daily cash needs of $15.87 Million/day. See working capital position of Amerant Bancorp Inc. to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Amerant Bancorp Inc. (2016–2025)
Defensive interval ratio of Amerant Bancorp Inc. from 2016 to 2025. This chart shows how Amerant Bancorp Inc.'s Defensive Interval Ratio has evolved across 10 annual periods from 2016 to 2025. As of December 2025, the ratio stands at 128 days, meaning defensive assets of $2.02 Billion can fund 128 days of operations without new revenue. Check financial resilience of Amerant Bancorp Inc. to evaluate the company's liquid asset resilience ratio.
Amerant Bancorp Inc. Defensive Interval Ratio by Year (2016–2025)
Amerant Bancorp Inc. defensive interval ratio by year from 2016 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Amerant Bancorp Inc. from 2016 to 2025, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see AMTB total assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 128 days | $2.02 Billion | $15.87 Million/day | $- | $2.02 Billion | ▲ +61 days |
| 2024 | 66 days | $1.44 Billion | $21.68 Million/day | $- | $1.44 Billion | ▼ -45 days |
| 2023 | 111 days | $1.22 Billion | $10.97 Million/day | $- | $1.22 Billion | ▲ +50 days |
| 2022 | 61 days | $1.21 Billion | $19.79 Million/day | $- | $1.06 Billion | ▼ -4290 days |
| 2021 | 4352 days | $1.41 Billion | $323.77K/day | $- | $1.18 Billion | ▲ +3999 days |
| 2020 | 352 days | $1.32 Billion | $3.74 Million/day | $- | $1.23 Billion | ▲ +268 days |
| 2019 | 85 days | $1.64 Billion | $19.34 Million/day | $- | $1.57 Billion | ▼ -16 days |
| 2018 | 100 days | $1.66 Billion | $16.53 Million/day | $- | $1.59 Billion | ▼ 0 days |
| 2017 | 101 days | $1.76 Billion | $17.51 Million/day | $- | $1.69 Billion | ▼ -19 days |
| 2016 | 120 days | $2.19 Billion | $18.30 Million/day | $- | $2.12 Billion | — |