Banco Bilbao Viscaya Argentaria SA ADR (BBVA) — Cash Flow Quality Index
Banco Bilbao Viscaya Argentaria SA ADR (BBVA) has a Cash Flow Quality Index of 2.01x as of June 2026. Operating cash flow of $12.99 Million exceeds net income of $6.47 Million, indicating high earnings quality where cash backs reported profits. Explore Banco Bilbao Viscaya Argentaria SA ADR cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Banco Bilbao Viscaya Argentaria SA ADR Cash Flow Quality Index (1991–2025)
Historical Cash Flow Quality Index for Banco Bilbao Viscaya Argentaria SA ADR across 32 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Banco Bilbao Viscaya Argentaria SA ADR operating cash flow efficiency.
Annual Cash Flow Quality Index for Banco Bilbao Viscaya Argentaria SA ADR (1991–2025)
Year-by-year earnings quality comparison for Banco Bilbao Viscaya Argentaria SA ADR.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.35x | $14.97 Billion | $11.13 Billion | ▲ +178.2% |
| 2024 | -1.72x | $-18.19 Billion | $10.57 Billion | ▼ -1907.8% |
| 2023 | -0.09x | $-721.00 Million | $8.42 Billion | ▼ -102.5% |
| 2022 | 3.47x | $23.72 Billion | $6.83 Billion | ▲ +1671.5% |
| 2021 | -0.22x | $-1.24 Billion | $5.62 Billion | ▼ -101.2% |
| 2020 | 19.10x | $39.35 Billion | $2.06 Billion | ▲ +1110.4% |
| 2019 | -1.89x | $-8.21 Billion | $4.34 Billion | ▼ -235.9% |
| 2018 | 1.39x | $8.66 Billion | $6.23 Billion | ▲ +222.1% |
| 2017 | 0.43x | $2.06 Billion | $4.76 Billion | ▼ -69.4% |
| 2016 | 1.41x | $6.62 Billion | $4.69 Billion | ▼ -79.7% |
| 2015 | 6.94x | $23.10 Billion | $3.33 Billion | ▲ +445.7% |
| 2014 | -2.01x | $-6.19 Billion | $3.08 Billion | ▼ -1038.8% |
| 2013 | -0.18x | $-500.00 Million | $2.84 Billion | ▼ -103.9% |
| 2012 | 4.55x | $10.60 Billion | $2.33 Billion | ▼ -19.9% |
| 2011 | 5.68x | $19.81 Billion | $3.48 Billion | ▲ +233.9% |
| 2010 | 1.70x | $8.50 Billion | $5.00 Billion | ▲ +204.7% |
| 2009 | 0.56x | $2.57 Billion | $4.59 Billion | ▲ +251.0% |
| 2008 | -0.37x | $-1.99 Billion | $5.38 Billion | ▼ -113.8% |
| 2007 | 2.67x | $17.14 Billion | $6.42 Billion | ▲ +371.4% |
| 2006 | 0.57x | $2.82 Billion | $4.97 Billion | ▼ -61.6% |
| 2005 | 1.48x | $6.01 Billion | $4.07 Billion | ▲ +333.9% |
| 2004 | 0.34x | $1.06 Billion | $3.11 Billion | ▼ -80.1% |
| 2003 | 1.71x | $3.26 Trillion | $1.91 Trillion | ▲ +224.4% |
| 2002 | -1.37x | $-2.54 Trillion | $1.85 Trillion | ▼ -178.1% |
| 1998 | 1.76x | $1.73 Billion | $983.03 Million | ▼ -19.4% |
| 1997 | 2.18x | $2.34 Billion | $1.07 Billion | ▼ -7.0% |
| 1996 | 2.35x | $1.49 Billion | $635.38 Million | ▼ -15.1% |
| 1995 | 2.77x | $1.49 Billion | $538.22 Million | ▲ +143.7% |
| 1994 | 1.14x | $508.68 Million | $448.10 Million | ▼ -59.6% |
| 1993 | 2.81x | $1.25 Billion | $445.95 Million | ▲ +2.2% |
| 1992 | 2.75x | $1.44 Billion | $525.41 Million | ▼ -67.5% |
| 1991 | 8.44x | $5.02 Billion | $595.00 Million | — |