Banco Bilbao Viscaya Argentaria SA ADR (BBVA) — Defensive Interval Ratio
Banco Bilbao Viscaya Argentaria SA ADR (BBVA) has a Defensive Interval Ratio of 114 days as of June 2026. Defensive assets of $216.90 Billion (cash $-, short-term investments $216.90 Billion, receivables $-) cover 114 days of daily cash needs of $1.91 Billion/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Banco Bilbao Viscaya Argentaria SA ADR Defensive Interval Ratio (1991–2025)
This chart shows how Banco Bilbao Viscaya Argentaria SA ADR's Defensive Interval Ratio has evolved across 34 annual periods from 1991 to 2025. As of June 2026, the ratio stands at 114 days, meaning defensive assets of $216.90 Billion can fund 114 days of operations without new revenue. For the complete balance sheet picture, see how large is Banco Bilbao Viscaya Argentaria SA ADR's balance sheet.
Annual Defensive Interval Ratio for Banco Bilbao Viscaya Argentaria SA ADR (1991–2025)
The table below presents the year-by-year Defensive Interval Ratio for Banco Bilbao Viscaya Argentaria SA ADR from 1991 to 2025, covering 34 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See working capital position of Banco Bilbao Viscaya Argentaria SA ADR to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 370 days | $642.39 Billion | $1.73 Billion/day | $- | $181.99 Billion | ▲ +291 days |
| 2024 | 80 days | $125.39 Billion | $1.57 Billion/day | $- | $93.69 Billion | ▲ +4 days |
| 2023 | 76 days | $120.43 Billion | $1.58 Billion/day | $- | $95.34 Billion | ▼ -10 days |
| 2022 | 86 days | $120.11 Billion | $1.39 Billion/day | $- | $94.12 Billion | ▲ +13 days |
| 2021 | 74 days | $89.49 Billion | $1.21 Billion/day | $- | $60.39 Billion | ▼ -64 days |
| 2020 | 137 days | $160.62 Billion | $1.17 Billion/day | $- | $135.47 Billion | ▼ -120537 days |
| 2019 | 120674 days | $88.94 Billion | $736.99K/day | $- | $61.18 Billion | ▲ +120615 days |
| 2018 | 59 days | $85.21 Billion | $1.45 Billion/day | $- | $56.34 Billion | ▼ -69 days |
| 2017 | 127 days | $157.77 Billion | $1.24 Billion/day | $- | $124.26 Billion | ▼ -1 days |
| 2016 | 128 days | $168.96 Billion | $1.32 Billion/day | $- | $133.91 Billion | ▼ -17 days |
| 2015 | 145 days | $202.72 Billion | $1.39 Billion/day | $- | $167.59 Billion | ▼ -12 days |
| 2014 | 158 days | $194.46 Billion | $1.23 Billion/day | $- | $185.33 Billion | ▲ +8 days |
| 2013 | 150 days | $163.93 Billion | $1.09 Billion/day | $- | $154.46 Billion | ▲ +28 days |
| 2012 | 121 days | $118.23 Billion | $973.88 Million/day | $- | $108.81 Billion | ▲ +18 days |
| 2011 | 104 days | $98.25 Billion | $949.09 Million/day | $- | $88.89 Billion | ▼ -12 days |
| 2010 | 116 days | $108.26 Billion | $933.92 Million/day | $- | $98.99 Billion | ▼ -25 days |
| 2009 | 141 days | $120.42 Billion | $854.33 Million/day | $- | $111.00 Billion | ▲ +24 days |
| 2008 | 117 days | $102.02 Billion | $872.19 Million/day | $- | $91.39 Billion | ▼ -25 days |
| 2007 | 142 days | $117.28 Billion | $827.23 Million/day | $- | $107.43 Billion | ▼ -6 days |
| 2006 | 147 days | $98.17 Billion | $666.27 Million/day | $- | $89.65 Billion | ▼ -17 days |
| 2005 | 165 days | $111.83 Billion | $679.54 Million/day | $- | $104.42 Billion | ▲ +22 days |
| 2004 | 143 days | $101.75 Billion | $711.99 Million/day | $- | $95.80 Billion | ▲ +94 days |
| 2003 | 49 days | $18.91 Billion | $385.76 Million/day | $- | $18.91 Billion | ▼ 0 days |
| 2002 | 49 days | $19.79 Billion | $401.90 Million/day | $- | $19.79 Billion | ▲ +5 days |
| 2001 | 44 days | $20.20 Billion | $456.96 Million/day | $- | $20.20 Billion | ▲ +4 days |
| 2000 | 40 days | $14.75 Billion | $371.14 Million/day | $- | $14.75 Billion | ▲ +8 days |
| 1999 | 31 days | $12.05 Billion | $383.97 Million/day | $- | $12.05 Billion | ▲ +11 days |
| 1998 | 20 days | $6.06 Billion | $299.50 Million/day | $- | $4.22 Billion | ▼ -38 days |
| 1997 | 58 days | $17.59 Billion | $304.33 Million/day | $- | $17.59 Billion | ▲ +15 days |
| 1996 | 43 days | $10.85 Billion | $254.78 Million/day | $- | $10.85 Billion | ▲ +8 days |
| 1995 | 35 days | $7.68 Billion | $220.15 Million/day | $- | $7.68 Billion | ▲ +4 days |
| 1994 | 30 days | $6.05 Billion | $198.31 Million/day | $- | $6.05 Billion | ▲ +1 days |
| 1993 | 29 days | $5.07 Billion | $173.78 Million/day | $- | $5.07 Billion | ▲ +18 days |
| 1991 | 11 days | $877.41 Million | $80.91 Million/day | $- | $- | — |