Banco Bilbao Viscaya Argentaria SA ADR (BBVA) — Defensive Interval Ratio
Banco Bilbao Viscaya Argentaria SA ADR (BBVA) has a Defensive Interval Ratio of 41 days as of September 2025. Defensive assets of $64.78 Billion (cash $-, short-term investments $59.11 Billion, receivables $5.67 Billion) cover 41 days of daily cash needs of $1.59 Billion/day. Check Banco Bilbao Viscaya Argentaria SA ADR tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Banco Bilbao Viscaya Argentaria SA ADR Defensive Interval Ratio (1991–2024)
This chart shows how Banco Bilbao Viscaya Argentaria SA ADR's Defensive Interval Ratio has evolved across 33 annual periods from 1991 to 2024. As of September 2025, the ratio stands at 41 days, meaning defensive assets of $64.78 Billion can fund 41 days of operations without new revenue. Also explore Banco Bilbao Viscaya Argentaria SA ADR net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Banco Bilbao Viscaya Argentaria SA ADR (1991–2024)
The table below presents the year-by-year Defensive Interval Ratio for Banco Bilbao Viscaya Argentaria SA ADR from 1991 to 2024, covering 33 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Banco Bilbao Viscaya Argentaria SA ADR market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 142 days | $215.93 Billion | $1.53 Billion/day | $- | $167.95 Billion | ▲ +4 days |
| 2023 | 138 days | $212.26 Billion | $1.54 Billion/day | $- | $173.47 Billion | ▲ +6 days |
| 2022 | 132 days | $178.31 Billion | $1.35 Billion/day | $- | $140.31 Billion | ▼ -19 days |
| 2021 | 151 days | $183.40 Billion | $1.21 Billion/day | $- | $154.31 Billion | ▲ +14 days |
| 2020 | 137 days | $160.62 Billion | $1.17 Billion/day | $- | $135.47 Billion | ▼ -120537 days |
| 2019 | 120674 days | $88.94 Billion | $736.99K/day | $- | $61.18 Billion | ▲ +120615 days |
| 2018 | 59 days | $85.21 Billion | $1.45 Billion/day | $- | $56.34 Billion | ▼ -69 days |
| 2017 | 127 days | $157.77 Billion | $1.24 Billion/day | $- | $124.26 Billion | ▼ -1 days |
| 2016 | 128 days | $168.96 Billion | $1.32 Billion/day | $- | $133.91 Billion | ▼ -17 days |
| 2015 | 145 days | $202.72 Billion | $1.39 Billion/day | $- | $167.59 Billion | ▼ -12 days |
| 2014 | 158 days | $194.46 Billion | $1.23 Billion/day | $- | $185.33 Billion | ▲ +8 days |
| 2013 | 150 days | $163.93 Billion | $1.09 Billion/day | $- | $154.46 Billion | ▲ +28 days |
| 2012 | 121 days | $118.23 Billion | $973.88 Million/day | $- | $108.81 Billion | ▲ +18 days |
| 2011 | 104 days | $98.25 Billion | $949.09 Million/day | $- | $88.89 Billion | ▼ -12 days |
| 2010 | 116 days | $108.26 Billion | $933.92 Million/day | $- | $98.99 Billion | ▼ -25 days |
| 2009 | 141 days | $120.42 Billion | $854.33 Million/day | $- | $111.00 Billion | ▲ +24 days |
| 2008 | 117 days | $102.02 Billion | $872.19 Million/day | $- | $91.39 Billion | ▼ -25 days |
| 2007 | 142 days | $117.28 Billion | $827.23 Million/day | $- | $107.43 Billion | ▼ -6 days |
| 2006 | 147 days | $98.17 Billion | $666.27 Million/day | $- | $89.65 Billion | ▼ -17 days |
| 2005 | 165 days | $111.83 Billion | $679.54 Million/day | $- | $104.42 Billion | ▲ +22 days |
| 2004 | 143 days | $101.75 Billion | $711.99 Million/day | $- | $95.80 Billion | ▲ +94 days |
| 2003 | 49 days | $18.91 Billion | $385.76 Million/day | $- | $18.91 Billion | ▼ 0 days |
| 2002 | 49 days | $19.79 Billion | $401.90 Million/day | $- | $19.79 Billion | ▲ +5 days |
| 2001 | 44 days | $20.20 Billion | $456.96 Million/day | $- | $20.20 Billion | ▲ +4 days |
| 2000 | 40 days | $14.75 Billion | $371.14 Million/day | $- | $14.75 Billion | ▲ +8 days |
| 1999 | 31 days | $12.05 Billion | $383.97 Million/day | $- | $12.05 Billion | ▲ +11 days |
| 1998 | 20 days | $6.06 Billion | $299.50 Million/day | $- | $4.22 Billion | ▼ -38 days |
| 1997 | 58 days | $17.59 Billion | $304.33 Million/day | $- | $17.59 Billion | ▲ +15 days |
| 1996 | 43 days | $10.85 Billion | $254.78 Million/day | $- | $10.85 Billion | ▲ +8 days |
| 1995 | 35 days | $7.68 Billion | $220.15 Million/day | $- | $7.68 Billion | ▲ +4 days |
| 1994 | 30 days | $6.05 Billion | $198.31 Million/day | $- | $6.05 Billion | ▲ +1 days |
| 1993 | 29 days | $5.07 Billion | $173.78 Million/day | $- | $5.07 Billion | ▲ +18 days |
| 1991 | 11 days | $877.41 Million | $80.91 Million/day | $- | $- | — |