Byline Bancorp Inc (BY) — Cash Flow Quality Index

Latest as of March 2026: 1.45x

Byline Bancorp Inc (BY) has a Cash Flow Quality Index of 1.45x as of March 2026. Operating cash flow of $54.55 Million exceeds net income of $37.58 Million, indicating high earnings quality where cash backs reported profits. Explore investment intensity of Byline Bancorp Inc to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

1.45x
Operating CF / Net Income

Operating Cash Flow

$54.55 Million
USD

Net Income

$37.58 Million
USD

Data as of

Mar 2026
Most recent filing

Byline Bancorp Inc Cash Flow Quality Index (2016–2025)

Historical Cash Flow Quality Index for Byline Bancorp Inc across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Byline Bancorp Inc tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Byline Bancorp Inc (2016–2025)

Year-by-year earnings quality comparison for Byline Bancorp Inc. For live market cap and the full company financial profile, see BY market cap.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.08x $140.32 Million $130.05 Million ▼ -25.6%
2024 1.45x $175.16 Million $120.76 Million ▼ -5.8%
2023 1.54x $166.07 Million $107.88 Million ▼ -38.5%
2022 2.51x $220.33 Million $87.95 Million ▲ +212.3%
2021 0.80x $74.43 Million $92.78 Million ▼ -72.4%
2020 2.91x $109.02 Million $37.47 Million ▲ +465.8%
2019 0.51x $29.31 Million $57.00 Million ▼ -73.5%
2018 1.94x $79.94 Million $41.19 Million ▲ +56.8%
2017 1.24x $26.85 Million $21.70 Million ▲ +1849.8%
2016 0.06x $4.24 Million $66.73 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.