Byline Bancorp Inc (BY) — Working Capital to Net Assets Ratio
Byline Bancorp Inc (BY) has a Working Capital to Net Assets ratio of -260.0% as of December 2025. Working capital of $-3.30 Billion (current assets of $1.47 Billion minus current liabilities of $4.76 Billion) is measured against net assets of $1.27 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See BY equity financing ratio to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Byline Bancorp Inc Working Capital to Net Assets (2015–2025)
This chart shows how Byline Bancorp Inc's Working Capital to Net Assets ratio has evolved across 11 annual periods from 2015 to 2025. As of December 2025, the ratio stands at -260.0%, reflecting working capital of $-3.30 Billion against net assets of $1.27 Billion USD. Check Byline Bancorp Inc tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for Byline Bancorp Inc (2015–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Byline Bancorp Inc from 2015 to 2025, covering 11 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see market value of Byline Bancorp Inc.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -260.0% | $-3.30 Billion | $1.27 Billion | $1.47 Billion | $4.76 Billion | ▲ +197.7 pp |
| 2024 | -457.7% | $-5.00 Billion | $1.09 Billion | $2.52 Billion | $7.51 Billion | ▲ +41.8 pp |
| 2023 | -499.5% | $-4.95 Billion | $990.15 Million | $2.31 Billion | $7.25 Billion | ▼ -748.5 pp |
| 2022 | 249.0% | $1.91 Billion | $765.82 Million | $1.91 Billion | $4.49 Million | ▼ -0.5 pp |
| 2021 | 249.5% | $2.09 Billion | $836.38 Million | $2.09 Billion | $262.00K | ▲ +616.0 pp |
| 2020 | -366.5% | $-2.95 Billion | $805.46 Million | $1.92 Billion | $4.87 Billion | ▼ -566.5 pp |
| 2019 | 200.0% | $1.50 Billion | $750.12 Million | $1.50 Billion | $3.68 Million | ▲ +612.4 pp |
| 2018 | -412.4% | $-2.68 Billion | $650.67 Million | $1.15 Billion | $3.83 Billion | ▼ -51.4 pp |
| 2017 | -360.9% | $-1.66 Billion | $458.58 Million | $863.24 Million | $2.52 Billion | ▲ +96.8 pp |
| 2016 | -457.7% | $-1.75 Billion | $382.66 Million | $820.92 Million | $2.57 Billion | ▼ -1220.7 pp |
| 2015 | 762.9% | $1.44 Billion | $188.27 Million | $1.44 Billion | $1.07 Million | — |