Byline Bancorp Inc (BY) — Working Capital to Net Assets Ratio
Byline Bancorp Inc (BY) has a Working Capital to Net Assets ratio of -260.0% as of December 2025. Working capital of $-3.30 Billion (current assets of $1.47 Billion minus current liabilities of $4.76 Billion) is measured against net assets of $1.27 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See BY cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Byline Bancorp Inc Working Capital to Net Assets (2015–2025)
This chart shows how Byline Bancorp Inc's Working Capital to Net Assets ratio has evolved across 11 annual periods from 2015 to 2025. As of December 2025, the ratio stands at -260.0%, reflecting working capital of $-3.30 Billion against net assets of $1.27 Billion USD. For the complete balance sheet picture, see how large is Byline Bancorp Inc's balance sheet.
Annual Working Capital to Net Assets for Byline Bancorp Inc (2015–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Byline Bancorp Inc from 2015 to 2025, covering 11 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check BY asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -260.0% | $-3.30 Billion | $1.27 Billion | $1.47 Billion | $4.76 Billion | ▲ +197.7 pp |
| 2024 | -457.7% | $-5.00 Billion | $1.09 Billion | $2.52 Billion | $7.51 Billion | ▲ +41.8 pp |
| 2023 | -499.5% | $-4.95 Billion | $990.15 Million | $2.31 Billion | $7.25 Billion | ▼ -748.5 pp |
| 2022 | 249.0% | $1.91 Billion | $765.82 Million | $1.91 Billion | $4.49 Million | ▼ -0.5 pp |
| 2021 | 249.5% | $2.09 Billion | $836.38 Million | $2.09 Billion | $262.00K | ▲ +616.0 pp |
| 2020 | -366.5% | $-2.95 Billion | $805.46 Million | $1.92 Billion | $4.87 Billion | ▼ -566.5 pp |
| 2019 | 200.0% | $1.50 Billion | $750.12 Million | $1.50 Billion | $3.68 Million | ▲ +612.4 pp |
| 2018 | -412.4% | $-2.68 Billion | $650.67 Million | $1.15 Billion | $3.83 Billion | ▼ -51.4 pp |
| 2017 | -360.9% | $-1.66 Billion | $458.58 Million | $863.24 Million | $2.52 Billion | ▲ +96.8 pp |
| 2016 | -457.7% | $-1.75 Billion | $382.66 Million | $820.92 Million | $2.57 Billion | ▼ -1220.7 pp |
| 2015 | 762.9% | $1.44 Billion | $188.27 Million | $1.44 Billion | $1.07 Million | — |