FB Financial Corp (FBK) — Cash Flow Quality Index

Latest as of March 2026: 0.54x

FB Financial Corp (FBK) has a Cash Flow Quality Index of 0.54x as of March 2026. Operating cash flow of $31.01 Million is below net income of $57.53 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore FBK long-term investment intensity to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

0.54x
Operating CF / Net Income

Operating Cash Flow

$31.01 Million
USD

Net Income

$57.53 Million
USD

Data as of

Mar 2026
Most recent filing

FB Financial Corp Cash Flow Quality Index (2012–2025)

Historical Cash Flow Quality Index for FB Financial Corp across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check FBK intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for FB Financial Corp (2012–2025)

Year-by-year earnings quality comparison for FB Financial Corp. For live market cap and the full company financial profile, see FB Financial Corp market capitalisation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.27x $155.86 Million $122.64 Million ▲ +6.3%
2024 1.20x $138.80 Million $116.05 Million ▼ -31.9%
2023 1.76x $211.07 Million $120.22 Million ▼ -72.3%
2022 6.34x $789.33 Million $124.57 Million ▲ +2097.3%
2021 0.29x $54.88 Million $190.30 Million ▲ +106.8%
2020 -4.23x $-269.29 Million $63.63 Million ▼ -655.1%
2019 0.76x $63.91 Million $83.81 Million ▼ -71.2%
2018 2.64x $212.21 Million $80.24 Million ▲ +268.5%
2017 0.72x $37.61 Million $52.40 Million ▲ +111.9%
2016 -6.04x $-245.20 Million $40.59 Million ▼ -531.5%
2015 -0.96x $-45.77 Million $47.86 Million ▲ +70.6%
2014 -3.25x $-105.61 Million $32.46 Million ▼ -243.6%
2013 2.27x $60.96 Million $26.90 Million ▲ +528.1%
2012 -0.53x $-10.86 Million $20.52 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.