FB Financial Corp (FBK) — Cash Flow Quality Index

Latest as of June 2026: 1.29x

FB Financial Corp (FBK) has a Cash Flow Quality Index of 1.29x as of June 2026. Operating cash flow of $75.50 Million exceeds net income of $58.65 Million, indicating high earnings quality where cash backs reported profits. Explore FBK operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

1.29x
Operating CF / Net Income

Operating Cash Flow

$75.50 Million
USD

Net Income

$58.65 Million
USD

Data as of

Jun 2026
Most recent filing

FB Financial Corp Cash Flow Quality Index (2012–2025)

Historical Cash Flow Quality Index for FB Financial Corp across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see FBK cash generation efficiency.

Annual Cash Flow Quality Index for FB Financial Corp (2012–2025)

Year-by-year earnings quality comparison for FB Financial Corp.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.27x $155.86 Million $122.64 Million ▲ +6.3%
2024 1.20x $138.80 Million $116.05 Million ▼ -31.9%
2023 1.76x $211.07 Million $120.22 Million ▼ -72.3%
2022 6.34x $789.33 Million $124.57 Million ▲ +2097.3%
2021 0.29x $54.88 Million $190.30 Million ▲ +106.8%
2020 -4.23x $-269.29 Million $63.63 Million ▼ -655.1%
2019 0.76x $63.91 Million $83.81 Million ▼ -71.2%
2018 2.64x $212.21 Million $80.24 Million ▲ +268.5%
2017 0.72x $37.61 Million $52.40 Million ▲ +111.9%
2016 -6.04x $-245.20 Million $40.59 Million ▼ -531.5%
2015 -0.96x $-45.77 Million $47.86 Million ▲ +70.6%
2014 -3.25x $-105.61 Million $32.46 Million ▼ -243.6%
2013 2.27x $60.96 Million $26.90 Million ▲ +528.1%
2012 -0.53x $-10.86 Million $20.52 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.