FB Financial Corp (FBK) — Defensive Interval Ratio
FB Financial Corp (FBK) has a Defensive Interval Ratio of 44332 days as of June 2026. Defensive assets of $1.59 Billion (cash $-, short-term investments $1.53 Billion, receivables $58.79 Million) cover 44332 days of daily cash needs of $35.77K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
FB Financial Corp Defensive Interval Ratio (2013–2025)
This chart shows how FB Financial Corp's Defensive Interval Ratio has evolved across 13 annual periods from 2013 to 2025. As of June 2026, the ratio stands at 44332 days, meaning defensive assets of $1.59 Billion can fund 44332 days of operations without new revenue. For the complete balance sheet picture, see balance sheet size of FB Financial Corp.
Annual Defensive Interval Ratio for FB Financial Corp (2013–2025)
The table below presents the year-by-year Defensive Interval Ratio for FB Financial Corp from 2013 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See FBK working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 17 days | $671.77 Million | $38.52 Million/day | $- | $613.20 Million | ▼ -13 days |
| 2024 | 30 days | $939.29 Million | $30.89 Million/day | $- | $826.70 Million | ▼ -6 days |
| 2023 | 37 days | $1.07 Billion | $29.30 Million/day | $- | $978.21 Million | ▼ -16 days |
| 2022 | 52 days | $1.56 Billion | $29.80 Million/day | $- | $1.47 Billion | ▼ -7 days |
| 2021 | 60 days | $1.78 Billion | $29.76 Million/day | $- | $1.68 Billion | ▲ +12 days |
| 2020 | 48 days | $1.24 Billion | $26.03 Million/day | $- | $1.17 Billion | ▼ -6 days |
| 2019 | 54 days | $727.45 Million | $13.58 Million/day | $- | $688.38 Million | ▼ -48725 days |
| 2018 | 48778 days | $670.20 Million | $13.74K/day | $- | $655.70 Million | ▲ +47717 days |
| 2017 | 1062 days | $557.06 Million | $524.67K/day | $- | $543.99 Million | ▲ +986 days |
| 2016 | 75 days | $589.45 Million | $7.81 Million/day | $- | $582.18 Million | ▼ -17 days |
| 2015 | 93 days | $656.15 Million | $7.06 Million/day | $- | $649.39 Million | ▼ -22 days |
| 2014 | 114 days | $666.34 Million | $5.82 Million/day | $- | $652.60 Million | ▼ -13 days |
| 2013 | 127 days | $693.73 Million | $5.45 Million/day | $- | $685.55 Million | — |