HomeTrust Bancshares, Inc. (HTB) — Cash Flow Quality Index

Latest as of March 2026: 6.69x

HomeTrust Bancshares, Inc. (HTB) has a Cash Flow Quality Index of 6.69x as of March 2026. Operating cash flow of $110.83 Million exceeds net income of $16.56 Million, indicating high earnings quality where cash backs reported profits. Explore how much of HomeTrust Bancshares, Inc.'s assets are long-term investments to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

6.69x
Operating CF / Net Income

Operating Cash Flow

$110.83 Million
USD

Net Income

$16.56 Million
USD

Data as of

Mar 2026
Most recent filing

HomeTrust Bancshares, Inc. Cash Flow Quality Index (2010–2025)

Historical Cash Flow Quality Index for HomeTrust Bancshares, Inc. across 15 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check HomeTrust Bancshares, Inc. tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for HomeTrust Bancshares, Inc. (2010–2025)

Year-by-year earnings quality comparison for HomeTrust Bancshares, Inc.. For live market cap and the full company financial profile, see HTB market cap overview.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 0.82x $44.97 Million $54.80 Million ▲ +38.0%
2024 0.59x $29.51 Million $49.64 Million ▲ +162.5%
2023 -0.95x $-42.40 Million $44.60 Million ▼ -202.3%
2022 0.93x $33.13 Million $35.65 Million ▲ +52.4%
2021 0.61x $9.56 Million $15.68 Million ▲ +135.5%
2020 -1.72x $-39.09 Million $22.78 Million ▼ -710.6%
2019 0.28x $7.63 Million $27.15 Million ▼ -92.6%
2018 3.80x $31.32 Million $8.23 Million ▲ +198.1%
2017 1.28x $15.12 Million $11.85 Million ▼ -49.5%
2016 2.52x $28.92 Million $11.46 Million ▲ +815.1%
2015 0.28x $2.21 Million $8.03 Million ▼ -88.0%
2014 2.30x $23.76 Million $10.34 Million ▼ -13.1%
2013 2.64x $23.93 Million $9.05 Million ▼ -39.8%
2012 4.39x $19.87 Million $4.53 Million ▲ +33.1%
2010 3.30x $23.21 Million $7.04 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.