HomeTrust Bancshares, Inc. (HTB) — Defensive Interval Ratio
HomeTrust Bancshares, Inc. (HTB) has a Defensive Interval Ratio of 21 days as of December 2025. Defensive assets of $158.51 Million (cash $-, short-term investments $142.54 Million, receivables $15.97 Million) cover 21 days of daily cash needs of $7.65 Million/day. Check HomeTrust Bancshares, Inc. tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
HomeTrust Bancshares, Inc. Defensive Interval Ratio (2010–2025)
This chart shows how HomeTrust Bancshares, Inc.'s Defensive Interval Ratio has evolved across 16 annual periods from 2010 to 2025. As of December 2025, the ratio stands at 21 days, meaning defensive assets of $158.51 Million can fund 21 days of operations without new revenue. Also explore HomeTrust Bancshares, Inc. annual equity growth to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for HomeTrust Bancshares, Inc. (2010–2025)
The table below presents the year-by-year Defensive Interval Ratio for HomeTrust Bancshares, Inc. from 2010 to 2025, covering 16 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see HomeTrust Bancshares, Inc. (HTB) total market value.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 32 days | $336.33 Million | $10.35 Million/day | $- | $152.01 Million | ▲ +4 days |
| 2024 | 28 days | $294.14 Million | $10.37 Million/day | $- | $126.95 Million | ▼ -1 days |
| 2023 | 30 days | $308.97 Million | $10.41 Million/day | $- | $151.93 Million | ▼ -2 days |
| 2022 | 31 days | $265.32 Million | $8.49 Million/day | $- | $126.98 Million | ▼ -6 days |
| 2021 | 38 days | $304.81 Million | $8.10 Million/day | $- | $156.46 Million | ▲ +3 days |
| 2020 | 35 days | $267.84 Million | $7.63 Million/day | $- | $127.54 Million | ▼ -3 days |
| 2019 | 38 days | $244.34 Million | $6.38 Million/day | $- | $121.79 Million | ▼ -7 days |
| 2018 | 45 days | $273.51 Million | $6.02 Million/day | $- | $154.99 Million | ▼ -10 days |
| 2017 | 55 days | $309.60 Million | $5.61 Million/day | $- | $199.67 Million | ▼ -8 days |
| 2016 | 63 days | $311.24 Million | $4.94 Million/day | $- | $200.65 Million | ▼ -10 days |
| 2015 | 73 days | $373.70 Million | $5.13 Million/day | $- | $257.61 Million | ▲ +8 days |
| 2014 | 65 days | $281.78 Million | $4.34 Million/day | $- | $168.77 Million | ▲ +19 days |
| 2013 | 46 days | $146.68 Million | $3.16 Million/day | $- | $24.75 Million | ▲ +8 days |
| 2012 | 38 days | $152.86 Million | $4.02 Million/day | $- | $31.34 Million | ▲ +36 days |
| 2011 | 3 days | $9.52 Million | $3.79 Million/day | $- | $- | ▼ -1 days |
| 2010 | 4 days | $14.37 Million | $3.62 Million/day | $- | $- | — |