HomeTrust Bancshares, Inc. (HTB) — Cash Flow-to-Debt Ratio
HomeTrust Bancshares, Inc. (HTB) has a Cash Flow-to-Debt Ratio of 0.03x as of March 2026, meaning its operating cash flow of $110.83 Million could theoretically repay 0% of its total liabilities ($3.79 Billion) in one year. See how financially flexible is HomeTrust Bancshares, Inc. to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
HomeTrust Bancshares, Inc. Cash Flow-to-Debt Ratio (2010–2025)
Historical debt coverage capacity for HomeTrust Bancshares, Inc. across 16 annual periods. For the full cash flow conversion analysis, see HomeTrust Bancshares, Inc. (HTB) cash conversion ratio.
Annual Cash Flow-to-Debt Ratio for HomeTrust Bancshares, Inc. (2010–2025)
Year-by-year debt coverage analysis for HomeTrust Bancshares, Inc.. Check HomeTrust Bancshares, Inc. cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $44.97 Million | $4.04 Billion | ▲ +57.3% |
| 2024 | 0.01x | $29.51 Million | $4.17 Billion | ▲ +169.0% |
| 2023 | -0.01x | $-42.40 Million | $4.14 Billion | ▼ -197.8% |
| 2022 | 0.01x | $33.13 Million | $3.16 Billion | ▲ +243.0% |
| 2021 | 0.00x | $9.56 Million | $3.13 Billion | ▲ +125.9% |
| 2020 | -0.01x | $-39.09 Million | $3.31 Billion | ▼ -574.2% |
| 2019 | 0.00x | $7.63 Million | $3.07 Billion | ▼ -77.0% |
| 2018 | 0.01x | $31.32 Million | $2.89 Billion | ▲ +101.0% |
| 2017 | 0.01x | $15.12 Million | $2.81 Billion | ▼ -56.1% |
| 2016 | 0.01x | $28.92 Million | $2.36 Billion | ▲ +1236.4% |
| 2015 | 0.00x | $2.21 Million | $2.41 Billion | ▼ -93.4% |
| 2014 | 0.01x | $23.76 Million | $1.70 Billion | ▼ -28.9% |
| 2013 | 0.02x | $23.93 Million | $1.22 Billion | ▲ +53.3% |
| 2012 | 0.01x | $19.87 Million | $1.55 Billion | ▼ -42.3% |
| 2011 | 0.02x | $32.71 Million | $1.47 Billion | ▲ +40.6% |
| 2010 | 0.02x | $23.21 Million | $1.47 Billion | — |