JPMorgan Chase & Co (JPM) — Cash Flow Quality Index

Latest as of December 2025: 28.88x

JPMorgan Chase & Co (JPM) has a Cash Flow Quality Index of 28.88x as of December 2025. Operating cash flow of $368.37 Billion exceeds net income of $12.76 Billion, indicating high earnings quality where cash backs reported profits. Explore JPMorgan Chase & Co strategic investment ratio to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

28.88x
Operating CF / Net Income

Operating Cash Flow

$368.37 Billion
USD

Net Income

$12.76 Billion
USD

Data as of

Dec 2025
Most recent filing

JPMorgan Chase & Co Cash Flow Quality Index (1990–2025)

Historical Cash Flow Quality Index for JPMorgan Chase & Co across 36 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check JPMorgan Chase & Co tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for JPMorgan Chase & Co (1990–2025)

Year-by-year earnings quality comparison for JPMorgan Chase & Co. For live market cap and the full company financial profile, see JPM market cap.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.78x $100.87 Billion $56.78 Billion ▲ +347.2%
2024 -0.72x $-42.01 Billion $58.47 Billion ▼ -374.4%
2023 0.26x $12.97 Billion $49.55 Billion ▼ -90.8%
2022 2.84x $107.12 Billion $37.68 Billion ▲ +76.0%
2021 1.62x $78.08 Billion $48.33 Billion ▲ +158.9%
2020 -2.74x $-79.91 Billion $29.13 Billion ▼ -2542.2%
2019 0.11x $4.09 Billion $36.43 Billion ▼ -76.6%
2018 0.48x $15.61 Billion $32.47 Billion ▲ +208.5%
2017 -0.44x $-10.83 Billion $24.44 Billion ▼ -150.1%
2016 0.88x $21.88 Billion $24.73 Billion ▼ -70.6%
2015 3.01x $73.47 Billion $24.44 Billion ▲ +78.6%
2014 1.68x $36.59 Billion $21.75 Billion ▼ -72.1%
2013 6.04x $107.95 Billion $17.89 Billion ▲ +412.2%
2012 1.18x $25.08 Billion $21.28 Billion ▼ -76.7%
2011 5.06x $95.93 Billion $18.98 Billion ▲ +2440.4%
2010 -0.22x $-3.75 Billion $17.37 Billion ▼ -102.1%
2009 10.39x $121.90 Billion $11.73 Billion ▲ +152.2%
2008 4.12x $23.10 Billion $5.61 Billion ▲ +157.3%
2007 -7.20x $-110.56 Billion $15.37 Billion ▼ -109.6%
2006 -3.43x $-49.58 Billion $14.44 Billion ▲ +3.7%
2005 -3.56x $-30.24 Billion $8.48 Billion ▼ -5.1%
2004 -3.39x $-15.15 Billion $4.47 Billion ▼ -256.1%
2003 2.17x $14.60 Billion $6.72 Billion ▲ +114.4%
2002 -15.11x $-25.13 Billion $1.66 Billion ▼ -724.0%
2001 -1.83x $-3.11 Billion $1.69 Billion ▲ +23.2%
2000 -2.39x $-13.68 Billion $5.73 Billion ▼ -35924.6%
1999 0.01x $50.00 Million $7.50 Billion ▼ -99.3%
1998 0.95x $3.59 Billion $3.78 Billion ▼ -35.5%
1997 1.47x $5.46 Billion $3.71 Billion ▲ +468.7%
1996 -0.40x $-983.00 Million $2.46 Billion ▼ -233.2%
1995 -0.12x $-356.00 Million $2.97 Billion ▼ -106.6%
1994 1.82x $2.35 Billion $1.29 Billion ▲ +133.6%
1993 -5.41x $-8.49 Billion $1.57 Billion ▼ -202.0%
1992 5.30x $5.76 Billion $1.09 Billion ▲ +495.9%
1991 0.89x $137.00 Million $154.00 Million ▼ -57.5%
1990 2.09x $609.00 Million $291.20 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.