JPMorgan Chase & Co (JPM) — Cash Flow-to-Debt Ratio

Latest as of December 2025: 0.09x

JPMorgan Chase & Co (JPM) has a Cash Flow-to-Debt Ratio of 0.09x as of December 2025, meaning its operating cash flow of $368.37 Billion could theoretically repay 0% of its total liabilities ($4.06 Trillion) in one year. See JPMorgan Chase & Co (JPM) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

CF-to-Debt Ratio

0.09x
Operating CF / Total Liabilities

Operating Cash Flow

$368.37 Billion
USD

Total Liabilities

$4.06 Trillion
USD

Data as of

Dec 2025
Most recent filing

JPMorgan Chase & Co Cash Flow-to-Debt Ratio (1989–2025)

Historical debt coverage capacity for JPMorgan Chase & Co across 37 annual periods. Also explore JPMorgan Chase & Co equity growth rate to track the company's year-over-year net asset growth rate.

Annual Cash Flow-to-Debt Ratio for JPMorgan Chase & Co (1989–2025)

Year-by-year debt coverage analysis for JPMorgan Chase & Co. For market capitalisation and broader financial context, see JPM company net worth.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2025 0.02x $100.87 Billion $4.06 Trillion ▲ +316.2%
2024 -0.01x $-42.01 Billion $3.66 Trillion ▼ -414.0%
2023 0.00x $12.97 Billion $3.55 Trillion ▼ -88.5%
2022 0.03x $107.12 Billion $3.37 Trillion ▲ +40.3%
2021 0.02x $78.08 Billion $3.45 Trillion ▲ +188.0%
2020 -0.03x $-79.91 Billion $3.11 Trillion ▼ -1625.6%
2019 0.00x $4.09 Billion $2.43 Trillion ▼ -74.4%
2018 0.01x $15.61 Billion $2.37 Trillion ▲ +238.8%
2017 0.00x $-10.83 Billion $2.28 Trillion ▼ -148.6%
2016 0.01x $21.88 Billion $2.24 Trillion ▼ -72.0%
2015 0.03x $73.47 Billion $2.10 Trillion ▲ +123.3%
2014 0.02x $36.59 Billion $2.34 Trillion ▼ -68.1%
2013 0.05x $107.95 Billion $2.20 Trillion ▲ +320.8%
2012 0.01x $25.08 Billion $2.16 Trillion ▼ -74.7%
2011 0.05x $95.93 Billion $2.08 Trillion ▲ +2484.0%
2010 0.00x $-3.75 Billion $1.94 Trillion ▼ -103.0%
2009 0.07x $121.90 Billion $1.87 Trillion ▲ +467.8%
2008 0.01x $23.10 Billion $2.01 Trillion ▲ +115.0%
2007 -0.08x $-110.56 Billion $1.44 Trillion ▼ -91.5%
2006 -0.04x $-49.58 Billion $1.24 Trillion ▼ -44.9%
2005 -0.03x $-30.24 Billion $1.09 Trillion ▼ -83.5%
2004 -0.02x $-15.15 Billion $1.00 Trillion ▼ -173.7%
2003 0.02x $14.60 Billion $712.46 Billion ▲ +158.4%
2002 -0.04x $-25.13 Billion $716.49 Billion ▼ -636.0%
2001 0.00x $-3.11 Billion $651.93 Billion ▲ +76.7%
2000 -0.02x $-13.68 Billion $668.52 Billion ▼ -15726.7%
1999 0.00x $50.00 Million $381.94 Billion ▼ -98.8%
1998 0.01x $3.59 Billion $341.49 Billion ▼ -33.9%
1997 0.02x $5.46 Billion $343.23 Billion ▲ +609.1%
1996 0.00x $-983.00 Million $314.56 Billion ▼ -50.1%
1995 0.00x $-356.00 Million $171.01 Billion ▼ -114.2%
1994 0.01x $2.35 Billion $160.71 Billion ▲ +123.9%
1993 -0.06x $-8.49 Billion $138.72 Billion ▼ -237.9%
1992 0.04x $5.76 Billion $129.80 Billion ▲ +4161.9%
1991 0.00x $137.00 Million $131.65 Billion ▼ -88.2%
1990 0.01x $609.00 Million $69.11 Billion ▼ -45.7%
1989 0.02x $1.10 Billion $67.81 Billion
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.