JPMorgan Chase & Co (JPM) — Defensive Interval Ratio

Latest as of December 2025: 3487 days

JPMorgan Chase & Co (JPM) has a Defensive Interval Ratio of 3487 days as of December 2025. Defensive assets of $618.80 Billion (cash $-, short-term investments $507.20 Billion, receivables $111.60 Billion) cover 3487 days of daily cash needs of $177.47 Million/day. Check JPMorgan Chase & Co tangible equity quality to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

3487 days
Days of operational coverage

Defensive Assets

$618.80 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$177.47 Million
Current Liabilities ÷ 365

Current Liabilities

$64.78 Billion
USD

JPMorgan Chase & Co Defensive Interval Ratio (1989–2025)

This chart shows how JPMorgan Chase & Co's Defensive Interval Ratio has evolved across 37 annual periods from 1989 to 2025. As of December 2025, the ratio stands at 3487 days, meaning defensive assets of $618.80 Billion can fund 3487 days of operations without new revenue. Also explore JPM shareholders equity momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for JPMorgan Chase & Co (1989–2025)

The table below presents the year-by-year Defensive Interval Ratio for JPMorgan Chase & Co from 1989 to 2025, covering 37 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of JPMorgan Chase & Co.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 3487 days $618.80 Billion $177.47 Million/day $- $507.20 Billion ▲ +3307 days
2024 180 days $1.51 Trillion $8.42 Billion/day $- $1.19 Trillion ▲ +143 days
2023 37 days $299.85 Billion $8.12 Billion/day $- $192.49 Billion ▼ -2 days
2022 38 days $321.89 Billion $8.37 Billion/day $- $196.70 Billion ▼ -7 days
2021 46 days $392.83 Billion $8.57 Billion/day $- $290.26 Billion ▼ -12 days
2020 58 days $446.45 Billion $7.67 Billion/day $- $355.95 Billion ▼ -13 days
2019 71 days $413.24 Billion $5.78 Billion/day $- $340.37 Billion ▲ +18 days
2018 54 days $303.59 Billion $5.64 Billion/day $- $230.39 Billion ▲ +4 days
2017 50 days $269.95 Billion $5.38 Billion/day $- $202.22 Billion ▼ -6 days
2016 56 days $291.22 Billion $5.20 Billion/day $- $238.89 Billion ▼ -7 days
2015 63 days $288.36 Billion $4.61 Billion/day $- $241.75 Billion ▼ -8 days
2014 71 days $368.83 Billion $5.23 Billion/day $- $298.75 Billion ▼ -566 days
2013 636 days $439.82 Billion $691.34 Million/day $- $308.90 Billion ▼ -2732 days
2012 3368 days $510.96 Billion $151.69 Million/day $- $375.05 Billion ▼ -299 days
2011 3667 days $518.74 Billion $141.45 Million/day $- $364.78 Billion ▲ +2839 days
2010 829 days $466.95 Billion $563.54 Million/day $- $316.32 Billion ▲ +726 days
2009 102 days $427.79 Billion $4.19 Billion/day $- $360.37 Billion ▲ +41 days
2008 61 days $266.90 Billion $4.40 Billion/day $- $205.91 Billion ▲ +26 days
2007 35 days $110.23 Billion $3.17 Billion/day $- $85.41 Billion ▼ -9 days
2006 43 days $114.81 Billion $2.65 Billion/day $- $91.92 Billion ▲ +8 days
2005 36 days $82.07 Billion $2.30 Billion/day $- $29.91 Billion ▼ -181 days
2004 217 days $443.30 Billion $2.05 Billion/day $- $390.17 Billion ▼ -29 days
2003 246 days $342.10 Billion $1.39 Billion/day $- $329.74 Billion ▲ +23 days
2002 223 days $328.25 Billion $1.47 Billion/day $- $314.11 Billion ▲ +27 days
2001 196 days $267.93 Billion $1.37 Billion/day $- $253.13 Billion ▼ -29 days
2000 225 days $305.71 Billion $1.36 Billion/day $- $285.10 Billion ▲ +123 days
1999 101 days $89.60 Billion $883.84 Million/day $- $87.09 Billion ▲ +0 days
1998 101 days $78.50 Billion $776.40 Million/day $- $76.18 Billion ▼ -41 days
1997 142 days $106.68 Billion $750.53 Million/day $- $103.32 Billion ▲ +13 days
1996 129 days $91.94 Billion $714.60 Million/day $- $88.92 Billion ▲ +9 days
1995 120 days $45.38 Billion $378.69 Million/day $- $44.05 Billion ▲ +3 days
1994 117 days $42.79 Billion $366.60 Million/day $- $41.60 Billion ▲ +49 days
1993 68 days $23.34 Billion $344.24 Million/day $- $22.23 Billion ▲ +27 days
1992 41 days $13.25 Billion $326.56 Million/day $- $12.16 Billion ▼ -4 days
1991 45 days $14.95 Billion $335.02 Million/day $- $13.76 Billion ▲ +7 days
1990 37 days $6.41 Billion $172.69 Million/day $- $5.45 Billion ▼ -2 days
1989 39 days $6.67 Billion $171.00 Million/day $- $5.56 Billion
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)