Metropolitan Bank Holding (MCB) — Cash Flow Quality Index
Metropolitan Bank Holding (MCB) has a Cash Flow Quality Index of 0.87x as of June 2026. Operating cash flow of $44.26 Million is below net income of $50.65 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Metropolitan Bank Holding cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Metropolitan Bank Holding Cash Flow Quality Index (2015–2025)
Historical Cash Flow Quality Index for Metropolitan Bank Holding across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see MCB operating cash flow.
Annual Cash Flow Quality Index for Metropolitan Bank Holding (2015–2025)
Year-by-year earnings quality comparison for Metropolitan Bank Holding.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.25x | $88.68 Million | $71.10 Million | ▼ -44.0% |
| 2024 | 2.23x | $148.46 Million | $66.69 Million | ▲ +305.5% |
| 2023 | 0.55x | $42.43 Million | $77.27 Million | ▼ -62.0% |
| 2022 | 1.45x | $85.89 Million | $59.42 Million | ▲ +134.8% |
| 2021 | 0.62x | $37.28 Million | $60.55 Million | ▼ -72.2% |
| 2020 | 2.21x | $87.27 Million | $39.47 Million | ▲ +71.1% |
| 2019 | 1.29x | $38.96 Million | $30.13 Million | ▲ +22.1% |
| 2018 | 1.06x | $27.06 Million | $25.55 Million | ▼ -58.4% |
| 2017 | 2.54x | $31.47 Million | $12.37 Million | ▼ -12.4% |
| 2016 | 2.90x | $14.56 Million | $5.01 Million | ▲ +127.8% |
| 2015 | 1.28x | $5.44 Million | $4.27 Million | — |