Metropolitan Bank Holding (MCB) — Defensive Interval Ratio
Metropolitan Bank Holding (MCB) has a Defensive Interval Ratio of 27 days as of December 2025. Defensive assets of $551.05 Million (cash $-, short-term investments $551.05 Million, receivables $-) cover 27 days of daily cash needs of $20.21 Million/day. Check Metropolitan Bank Holding tangible book value ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Metropolitan Bank Holding Defensive Interval Ratio (2015–2025)
This chart shows how Metropolitan Bank Holding's Defensive Interval Ratio has evolved across 11 annual periods from 2015 to 2025. As of December 2025, the ratio stands at 27 days, meaning defensive assets of $551.05 Million can fund 27 days of operations without new revenue. Also explore MCB net assets growth trend to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Metropolitan Bank Holding (2015–2025)
The table below presents the year-by-year Defensive Interval Ratio for Metropolitan Bank Holding from 2015 to 2025, covering 11 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see MCB market cap overview.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 27 days | $551.05 Million | $20.21 Million/day | $- | $551.05 Million | ▲ +23 days |
| 2024 | 4 days | $66.89 Million | $16.39 Million/day | $- | $66.89 Million | ▼ -31 days |
| 2023 | 35 days | $548.86 Million | $15.72 Million/day | $- | $461.21 Million | ▼ -2 days |
| 2022 | 37 days | $531.35 Million | $14.46 Million/day | $- | $445.75 Million | ▼ -6070 days |
| 2021 | 6107 days | $621.68 Million | $101.80K/day | $- | $566.62 Million | ▲ +4312 days |
| 2020 | 1795 days | $306.60 Million | $170.84K/day | $- | $266.10 Million | ▼ -2028 days |
| 2019 | 3822 days | $259.55 Million | $67.90K/day | $- | $234.94 Million | ▲ +3812 days |
| 2018 | 11 days | $49.68 Million | $4.66 Million/day | $- | $30.44 Million | ▼ -848 days |
| 2017 | 859 days | $52.76 Million | $61.44K/day | $- | $32.16 Million | ▼ -881 days |
| 2016 | 1740 days | $53.05 Million | $30.49K/day | $- | $37.33 Million | ▼ -1493 days |
| 2015 | 3233 days | $51.38 Million | $15.89K/day | $- | $47.47 Million | — |