National Bank Holdings Corporation (NBHC) — Cash Flow Quality Index
National Bank Holdings Corporation (NBHC) has a Cash Flow Quality Index of 5.10x as of June 2026. Operating cash flow of $135.13 Million exceeds net income of $26.49 Million, indicating high earnings quality where cash backs reported profits. Explore NBHC operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
National Bank Holdings Corporation Cash Flow Quality Index (2010–2025)
Historical Cash Flow Quality Index for National Bank Holdings Corporation across 15 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of National Bank Holdings Corporation.
Annual Cash Flow Quality Index for National Bank Holdings Corporation (2010–2025)
Year-by-year earnings quality comparison for National Bank Holdings Corporation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.48x | $162.42 Million | $109.57 Million | ▲ +13.4% |
| 2024 | 1.31x | $155.27 Million | $118.81 Million | ▲ +11.2% |
| 2023 | 1.18x | $166.94 Million | $142.05 Million | ▼ -61.0% |
| 2022 | 3.01x | $214.63 Million | $71.27 Million | ▲ +57.0% |
| 2021 | 1.92x | $179.50 Million | $93.61 Million | ▲ +1821.6% |
| 2020 | -0.11x | $-9.87 Million | $88.59 Million | ▼ -121.1% |
| 2019 | 0.53x | $42.48 Million | $80.36 Million | ▼ -55.9% |
| 2018 | 1.20x | $73.57 Million | $61.45 Million | ▼ -70.0% |
| 2017 | 3.99x | $58.14 Million | $14.58 Million | ▲ +2436.4% |
| 2016 | -0.17x | $-3.94 Million | $23.06 Million | ▲ +97.8% |
| 2015 | -7.71x | $-37.63 Million | $4.88 Million | ▼ -2467.6% |
| 2014 | -0.30x | $-2.75 Million | $9.18 Million | ▲ +91.9% |
| 2013 | -3.69x | $-25.58 Million | $6.93 Million | ▼ -708.9% |
| 2011 | -0.46x | $-19.16 Million | $41.96 Million | ▲ +85.5% |
| 2010 | -3.15x | $-19.07 Million | $6.05 Million | — |