National Bank Holdings Corporation (NBHC) — Cash Flow Quality Index
National Bank Holdings Corporation (NBHC) has a Cash Flow Quality Index of -2.73x as of March 2026. Operating cash flow of $-56.83 Million is below net income of $20.79 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore how much of National Bank Holdings Corporation's assets are long-term investments to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
National Bank Holdings Corporation Cash Flow Quality Index (2010–2025)
Historical Cash Flow Quality Index for National Bank Holdings Corporation across 15 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check National Bank Holdings Corporation (NBHC) tangible net worth to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for National Bank Holdings Corporation (2010–2025)
Year-by-year earnings quality comparison for National Bank Holdings Corporation. For live market cap and the full company financial profile, see National Bank Holdings Corporation market cap and net worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.48x | $162.42 Million | $109.57 Million | ▲ +13.4% |
| 2024 | 1.31x | $155.27 Million | $118.81 Million | ▲ +11.2% |
| 2023 | 1.18x | $166.94 Million | $142.05 Million | ▼ -61.0% |
| 2022 | 3.01x | $214.63 Million | $71.27 Million | ▲ +57.0% |
| 2021 | 1.92x | $179.50 Million | $93.61 Million | ▲ +1821.6% |
| 2020 | -0.11x | $-9.87 Million | $88.59 Million | ▼ -121.1% |
| 2019 | 0.53x | $42.48 Million | $80.36 Million | ▼ -55.9% |
| 2018 | 1.20x | $73.57 Million | $61.45 Million | ▼ -70.0% |
| 2017 | 3.99x | $58.14 Million | $14.58 Million | ▲ +2436.4% |
| 2016 | -0.17x | $-3.94 Million | $23.06 Million | ▲ +97.8% |
| 2015 | -7.71x | $-37.63 Million | $4.88 Million | ▼ -2467.6% |
| 2014 | -0.30x | $-2.75 Million | $9.18 Million | ▲ +91.9% |
| 2013 | -3.69x | $-25.58 Million | $6.93 Million | ▼ -708.9% |
| 2011 | -0.46x | $-19.16 Million | $41.96 Million | ▲ +85.5% |
| 2010 | -3.15x | $-19.07 Million | $6.05 Million | — |