National Bank Holdings Corporation (NBHC) — Cash Flow Quality Index
National Bank Holdings Corporation (NBHC) has a Cash Flow Quality Index of -2.73x as of March 2026. Operating cash flow of $-56.83 Million is below net income of $20.79 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore how efficiently does National Bank Holdings Corporation generate cash to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
National Bank Holdings Corporation Cash Flow Quality Index (2010–2025)
Historical Cash Flow Quality Index for National Bank Holdings Corporation across 15 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check total reinvestment intensity of National Bank Holdings Corporation to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for National Bank Holdings Corporation (2010–2025)
Year-by-year earnings quality comparison for National Bank Holdings Corporation. For live market cap and the full company financial profile, see NBHC market cap overview.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.48x | $162.42 Million | $109.57 Million | ▲ +13.4% |
| 2024 | 1.31x | $155.27 Million | $118.81 Million | ▲ +11.2% |
| 2023 | 1.18x | $166.94 Million | $142.05 Million | ▼ -61.0% |
| 2022 | 3.01x | $214.63 Million | $71.27 Million | ▲ +57.0% |
| 2021 | 1.92x | $179.50 Million | $93.61 Million | ▲ +1821.6% |
| 2020 | -0.11x | $-9.87 Million | $88.59 Million | ▼ -121.1% |
| 2019 | 0.53x | $42.48 Million | $80.36 Million | ▼ -55.9% |
| 2018 | 1.20x | $73.57 Million | $61.45 Million | ▼ -70.0% |
| 2017 | 3.99x | $58.14 Million | $14.58 Million | ▲ +2436.4% |
| 2016 | -0.17x | $-3.94 Million | $23.06 Million | ▲ +97.8% |
| 2015 | -7.71x | $-37.63 Million | $4.88 Million | ▼ -2467.6% |
| 2014 | -0.30x | $-2.75 Million | $9.18 Million | ▲ +91.9% |
| 2013 | -3.69x | $-25.58 Million | $6.93 Million | ▼ -708.9% |
| 2011 | -0.46x | $-19.16 Million | $41.96 Million | ▲ +85.5% |
| 2010 | -3.15x | $-19.07 Million | $6.05 Million | — |