National Bank Holdings Corporation (NBHC) — Defensive Interval Ratio
National Bank Holdings Corporation (NBHC) has a Defensive Interval Ratio of 13000 days as of March 2026. Defensive assets of $605.17 Million (cash $-, short-term investments $605.17 Million, receivables $-) cover 13000 days of daily cash needs of $46.55K/day. See NBHC net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
National Bank Holdings Corporation Defensive Interval Ratio (2010–2025)
This chart shows how National Bank Holdings Corporation's Defensive Interval Ratio has evolved across 16 annual periods from 2010 to 2025. As of March 2026, the ratio stands at 13000 days, meaning defensive assets of $605.17 Million can fund 13000 days of operations without new revenue. See NBHC net asset quality index to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for National Bank Holdings Corporation (2010–2025)
The table below presents the year-by-year Defensive Interval Ratio for National Bank Holdings Corporation from 2010 to 2025, covering 16 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see NBHC stock market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 56 days | $528.64 Million | $9.48 Million/day | $- | $528.64 Million | ▲ +32 days |
| 2024 | 23 days | $527.55 Million | $22.62 Million/day | $- | $527.55 Million | ▼ -5 days |
| 2023 | 28 days | $628.83 Million | $22.49 Million/day | $- | $628.83 Million | ▼ -5 days |
| 2022 | 33 days | $706.29 Million | $21.62 Million/day | $- | $706.29 Million | ▼ -329 days |
| 2021 | 362 days | $5.16 Billion | $14.25 Million/day | $- | $691.85 Million | ▲ +44 days |
| 2020 | 317 days | $4.96 Billion | $15.61 Million/day | $- | $661.96 Million | ▼ -64 days |
| 2019 | 382 days | $5.01 Billion | $13.13 Million/day | $- | $638.25 Million | ▲ +318 days |
| 2018 | 64 days | $812.72 Million | $12.68 Million/day | $- | $791.10 Million | ▼ -13 days |
| 2017 | 77 days | $873.59 Million | $11.32 Million/day | $- | $855.35 Million | ▼ -6 days |
| 2016 | 83 days | $902.05 Million | $10.90 Million/day | $- | $884.23 Million | ▼ -25 days |
| 2015 | 107 days | $1.17 Billion | $10.94 Million/day | $- | $1.16 Billion | ▼ -32 days |
| 2014 | 139 days | $1.50 Billion | $10.75 Million/day | $- | $1.48 Billion | ▼ -28 days |
| 2013 | 167 days | $1.81 Billion | $10.84 Million/day | $- | $1.79 Billion | ▲ +19 days |
| 2012 | 149 days | $1.74 Billion | $11.70 Million/day | $- | $1.72 Billion | ▲ +14 days |
| 2011 | 134 days | $1.89 Billion | $14.08 Million/day | $- | $1.86 Billion | ▼ -32 days |
| 2010 | 167 days | $1.84 Billion | $11.06 Million/day | $- | $1.84 Billion | — |