Raymond James Financial Inc. (RJF) — Cash Flow Quality Index
Raymond James Financial Inc. (RJF) has a Cash Flow Quality Index of 0.25x as of December 2025. Operating cash flow of $143.00 Million is below net income of $562.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore cash flow to debt ratio of Raymond James Financial Inc. to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Raymond James Financial Inc. Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for Raymond James Financial Inc. across 37 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Raymond James Financial Inc. (RJF) cash flow conversion.
Annual Cash Flow Quality Index for Raymond James Financial Inc. (1989–2025)
Year-by-year earnings quality comparison for Raymond James Financial Inc..
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.14x | $2.43 Billion | $2.13 Billion | ▲ +9.4% |
| 2024 | 1.04x | $2.15 Billion | $2.07 Billion | ▲ +151.6% |
| 2023 | -2.02x | $-3.51 Billion | $1.74 Billion | ▼ -4335.1% |
| 2022 | 0.05x | $72.00 Million | $1.51 Billion | ▼ -99.0% |
| 2021 | 4.72x | $6.62 Billion | $1.40 Billion | ▼ -4.7% |
| 2020 | 4.96x | $4.05 Billion | $818.00 Million | ▲ +788.1% |
| 2019 | 0.56x | $577.00 Million | $1.03 Billion | ▼ -46.3% |
| 2018 | 1.04x | $884.00 Million | $850.92 Million | ▲ +628.8% |
| 2017 | -0.20x | $-125.00 Million | $636.24 Million | ▲ +80.8% |
| 2016 | -1.02x | $-518.32 Million | $506.08 Million | ▼ -157.0% |
| 2015 | 1.80x | $899.18 Million | $500.53 Million | ▲ +58.6% |
| 2014 | 1.13x | $507.59 Million | $448.15 Million | ▼ -37.7% |
| 2013 | 1.82x | $659.80 Million | $362.99 Million | ▲ +37.4% |
| 2012 | 1.32x | $391.29 Million | $295.87 Million | ▼ -76.4% |
| 2011 | 5.60x | $1.56 Billion | $278.35 Million | ▲ +225.1% |
| 2010 | -4.47x | $-1.02 Billion | $228.28 Million | ▼ -264.9% |
| 2009 | 2.71x | $414.42 Million | $152.75 Million | ▲ +370.1% |
| 2008 | 0.58x | $135.66 Million | $235.08 Million | ▼ -67.2% |
| 2007 | 1.76x | $440.23 Million | $250.43 Million | ▲ +1069.1% |
| 2006 | -0.18x | $-38.88 Million | $214.34 Million | ▼ -106.7% |
| 2005 | 2.71x | $409.92 Million | $151.05 Million | ▲ +289.1% |
| 2004 | -1.44x | $-183.08 Million | $127.58 Million | ▼ -164.8% |
| 2003 | 2.21x | $191.19 Million | $86.32 Million | ▲ +223.9% |
| 2002 | 0.68x | $54.22 Million | $79.30 Million | ▼ -63.5% |
| 2001 | 1.87x | $180.49 Million | $96.41 Million | ▲ +311.0% |
| 2000 | -0.89x | $-111.06 Million | $125.19 Million | ▼ -130.1% |
| 1999 | 2.94x | $250.40 Million | $85.10 Million | ▼ -39.2% |
| 1998 | 4.84x | $448.90 Million | $92.70 Million | ▲ +59.6% |
| 1997 | 3.03x | $300.00 Million | $98.90 Million | ▼ -49.3% |
| 1996 | 5.98x | $394.50 Million | $66.00 Million | ▲ +6.6% |
| 1995 | 5.61x | $258.50 Million | $46.10 Million | ▲ +70.2% |
| 1994 | 3.29x | $138.70 Million | $42.10 Million | ▲ +634.3% |
| 1993 | -0.62x | $-30.40 Million | $49.30 Million | ▲ +65.2% |
| 1992 | -1.77x | $-72.60 Million | $41.00 Million | ▼ -146.3% |
| 1991 | 3.83x | $102.20 Million | $26.70 Million | ▲ +123.2% |
| 1990 | 1.72x | $30.70 Million | $17.90 Million | ▼ -75.1% |
| 1989 | 6.89x | $85.40 Million | $12.40 Million | — |