Raymond James Financial Inc. (RJF) — Cash Flow Quality Index

Latest as of December 2025: 0.25x

Raymond James Financial Inc. (RJF) has a Cash Flow Quality Index of 0.25x as of December 2025. Operating cash flow of $143.00 Million is below net income of $562.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Raymond James Financial Inc. strategic investment ratio to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

0.25x
Operating CF / Net Income

Operating Cash Flow

$143.00 Million
USD

Net Income

$562.00 Million
USD

Data as of

Dec 2025
Most recent filing

Raymond James Financial Inc. Cash Flow Quality Index (1989–2025)

Historical Cash Flow Quality Index for Raymond James Financial Inc. across 37 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check RJF tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Raymond James Financial Inc. (1989–2025)

Year-by-year earnings quality comparison for Raymond James Financial Inc.. For live market cap and the full company financial profile, see Raymond James Financial Inc. stock valuation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.14x $2.43 Billion $2.13 Billion ▲ +9.4%
2024 1.04x $2.15 Billion $2.07 Billion ▲ +151.6%
2023 -2.02x $-3.51 Billion $1.74 Billion ▼ -4335.1%
2022 0.05x $72.00 Million $1.51 Billion ▼ -99.0%
2021 4.72x $6.62 Billion $1.40 Billion ▼ -4.7%
2020 4.96x $4.05 Billion $818.00 Million ▲ +788.1%
2019 0.56x $577.00 Million $1.03 Billion ▼ -46.3%
2018 1.04x $884.00 Million $850.92 Million ▲ +628.8%
2017 -0.20x $-125.00 Million $636.24 Million ▲ +80.8%
2016 -1.02x $-518.32 Million $506.08 Million ▼ -157.0%
2015 1.80x $899.18 Million $500.53 Million ▲ +58.6%
2014 1.13x $507.59 Million $448.15 Million ▼ -37.7%
2013 1.82x $659.80 Million $362.99 Million ▲ +37.4%
2012 1.32x $391.29 Million $295.87 Million ▼ -76.4%
2011 5.60x $1.56 Billion $278.35 Million ▲ +225.1%
2010 -4.47x $-1.02 Billion $228.28 Million ▼ -264.9%
2009 2.71x $414.42 Million $152.75 Million ▲ +370.1%
2008 0.58x $135.66 Million $235.08 Million ▼ -67.2%
2007 1.76x $440.23 Million $250.43 Million ▲ +1069.1%
2006 -0.18x $-38.88 Million $214.34 Million ▼ -106.7%
2005 2.71x $409.92 Million $151.05 Million ▲ +289.1%
2004 -1.44x $-183.08 Million $127.58 Million ▼ -164.8%
2003 2.21x $191.19 Million $86.32 Million ▲ +223.9%
2002 0.68x $54.22 Million $79.30 Million ▼ -63.5%
2001 1.87x $180.49 Million $96.41 Million ▲ +311.0%
2000 -0.89x $-111.06 Million $125.19 Million ▼ -130.1%
1999 2.94x $250.40 Million $85.10 Million ▼ -39.2%
1998 4.84x $448.90 Million $92.70 Million ▲ +59.6%
1997 3.03x $300.00 Million $98.90 Million ▼ -49.3%
1996 5.98x $394.50 Million $66.00 Million ▲ +6.6%
1995 5.61x $258.50 Million $46.10 Million ▲ +70.2%
1994 3.29x $138.70 Million $42.10 Million ▲ +634.3%
1993 -0.62x $-30.40 Million $49.30 Million ▲ +65.2%
1992 -1.77x $-72.60 Million $41.00 Million ▼ -146.3%
1991 3.83x $102.20 Million $26.70 Million ▲ +123.2%
1990 1.72x $30.70 Million $17.90 Million ▼ -75.1%
1989 6.89x $85.40 Million $12.40 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.