Raymond James Financial Inc. (RJF) — Defensive Interval Ratio
Raymond James Financial Inc. (RJF) has a Defensive Interval Ratio of 113 days as of December 2025. Defensive assets of $20.98 Billion (cash $9.89 Billion, short-term investments $6.64 Billion, receivables $4.45 Billion) cover 113 days of daily cash needs of $184.90 Million/day. Check RJF tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Raymond James Financial Inc. Defensive Interval Ratio (1989–2025)
This chart shows how Raymond James Financial Inc.'s Defensive Interval Ratio has evolved across 37 annual periods from 1989 to 2025. As of December 2025, the ratio stands at 113 days, meaning defensive assets of $20.98 Billion can fund 113 days of operations without new revenue. Also explore RJF year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Raymond James Financial Inc. (1989–2025)
The table below presents the year-by-year Defensive Interval Ratio for Raymond James Financial Inc. from 1989 to 2025, covering 37 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is Raymond James Financial Inc. worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 127 days | $22.91 Billion | $180.73 Million/day | $11.39 Billion | $6.89 Billion | ▼ -9 days |
| 2024 | 136 days | $23.78 Billion | $174.65 Million/day | $11.00 Billion | $8.25 Billion | ▲ +0 days |
| 2023 | 136 days | $22.61 Billion | $166.30 Million/day | $9.31 Billion | $9.16 Billion | ▼ -521 days |
| 2022 | 657 days | $20.61 Billion | $31.36 Million/day | $6.18 Billion | $9.88 Billion | ▲ +153 days |
| 2021 | 505 days | $19.35 Billion | $38.33 Million/day | $7.20 Billion | $8.31 Billion | ▼ -377 days |
| 2020 | 881 days | $16.40 Billion | $18.61 Million/day | $5.39 Billion | $7.65 Billion | ▲ +42 days |
| 2019 | 839 days | $10.55 Billion | $12.58 Million/day | $3.96 Billion | $3.09 Billion | ▲ +189 days |
| 2018 | 650 days | $10.38 Billion | $15.97 Million/day | $3.50 Billion | $2.70 Billion | ▲ +87 days |
| 2017 | 562 days | $9.55 Billion | $16.97 Million/day | $3.67 Billion | $2.19 Billion | ▲ +441 days |
| 2016 | 122 days | $7.19 Billion | $58.98 Million/day | $1.65 Billion | $2.04 Billion | ▲ +31 days |
| 2015 | 90 days | $4.51 Billion | $49.92 Million/day | $- | $1.68 Billion | ▼ -14 days |
| 2014 | 104 days | $4.47 Billion | $42.75 Million/day | $- | $1.69 Billion | ▼ -75 days |
| 2013 | 180 days | $3.33 Billion | $18.54 Million/day | $- | $698.84 Million | ▲ +54 days |
| 2012 | 126 days | $5.47 Billion | $43.33 Million/day | $- | $2.10 Billion | ▼ -75 days |
| 2011 | 201 days | $3.10 Billion | $15.39 Million/day | $- | $520.66 Million | ▼ -1780 days |
| 2010 | 1981 days | $3.54 Billion | $1.79 Million/day | $- | $1.01 Billion | ▼ -2464 days |
| 2009 | 4444 days | $5.28 Billion | $1.19 Million/day | $- | $2.82 Billion | ▲ +4270 days |
| 2008 | 175 days | $4.43 Billion | $25.32 Million/day | $- | $1.36 Billion | ▼ -141 days |
| 2007 | 316 days | $5.30 Billion | $16.79 Million/day | $- | $1.76 Billion | ▼ -3672 days |
| 2006 | 3988 days | $4.32 Billion | $1.08 Million/day | $- | $485.77 Million | ▼ -2068 days |
| 2005 | 6056 days | $2.79 Billion | $461.03K/day | $- | $359.68 Million | ▼ -397 days |
| 2004 | 6453 days | $2.16 Billion | $335.02K/day | $- | $329.86 Million | ▼ -8384 days |
| 2003 | 14837 days | $2.90 Billion | $195.70K/day | $- | $1.42 Billion | ▼ -4518 days |
| 2002 | 19355 days | $3.36 Billion | $173.69K/day | $- | $2.37 Billion | ▲ +8951 days |
| 2001 | 10404 days | $1.86 Billion | $179.23K/day | $- | $296.29 Million | ▼ -20111 days |
| 2000 | 30515 days | $2.49 Billion | $81.48K/day | $- | $121.58 Million | ▲ +13437 days |
| 1999 | 17077 days | $1.56 Billion | $91.51K/day | $- | $181.00 Million | ▲ +3638 days |
| 1998 | 13440 days | $1.13 Billion | $84.38K/day | $- | $105.90 Million | ▲ +5212 days |
| 1997 | 8228 days | $1.25 Billion | $151.51K/day | $- | $98.00 Million | ▲ +1581 days |
| 1996 | 6647 days | $1.04 Billion | $156.71K/day | $- | $124.30 Million | ▼ -21070 days |
| 1995 | 27717 days | $1.32 Billion | $47.67K/day | $- | $74.80 Million | ▲ +13407 days |
| 1994 | 14310 days | $1.29 Billion | $90.41K/day | $- | $169.40 Million | ▼ -11470 days |
| 1993 | 25781 days | $1.15 Billion | $44.66K/day | $- | $63.40 Million | ▲ +19186 days |
| 1992 | 6594 days | $54.20 Million | $8.22K/day | $- | $33.50 Million | ▲ +5401 days |
| 1991 | 1193 days | $48.70 Million | $40.82K/day | $- | $31.80 Million | ▼ -3278 days |
| 1990 | 4471 days | $49.00 Million | $10.96K/day | $- | $32.50 Million | ▼ -6246 days |
| 1989 | 10718 days | $32.30 Million | $3.01K/day | $- | $26.50 Million | — |