ServisFirst Bancshares Inc (SFBS) — Cash Flow Quality Index
ServisFirst Bancshares Inc (SFBS) has a Cash Flow Quality Index of 0.85x as of March 2026. Operating cash flow of $70.14 Million is below net income of $82.97 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore SFBS operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
ServisFirst Bancshares Inc Cash Flow Quality Index (2007–2025)
Historical Cash Flow Quality Index for ServisFirst Bancshares Inc across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see how efficiently does ServisFirst Bancshares Inc generate cash.
Annual Cash Flow Quality Index for ServisFirst Bancshares Inc (2007–2025)
Year-by-year earnings quality comparison for ServisFirst Bancshares Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.28x | $355.20 Million | $276.60 Million | ▲ +15.4% |
| 2024 | 1.11x | $252.91 Million | $227.24 Million | ▲ +16.7% |
| 2023 | 0.95x | $197.30 Million | $206.85 Million | ▼ -12.0% |
| 2022 | 1.08x | $272.63 Million | $251.50 Million | ▼ -15.5% |
| 2021 | 1.28x | $266.33 Million | $207.73 Million | ▲ +13.6% |
| 2020 | 1.13x | $191.29 Million | $169.57 Million | ▲ +2.5% |
| 2019 | 1.10x | $164.28 Million | $149.24 Million | ▼ -10.4% |
| 2018 | 1.23x | $168.30 Million | $136.94 Million | ▼ -3.4% |
| 2017 | 1.27x | $118.46 Million | $93.09 Million | ▲ +5.2% |
| 2016 | 1.21x | $98.52 Million | $81.48 Million | ▲ +0.7% |
| 2015 | 1.20x | $76.27 Million | $63.54 Million | ▼ -3.4% |
| 2014 | 1.24x | $65.09 Million | $52.38 Million | ▼ -30.3% |
| 2013 | 1.78x | $74.20 Million | $41.62 Million | ▲ +49.1% |
| 2012 | 1.20x | $41.18 Million | $34.45 Million | ▲ +15.2% |
| 2011 | 1.04x | $24.32 Million | $23.44 Million | ▼ -39.0% |
| 2010 | 1.70x | $29.57 Million | $17.38 Million | ▲ +306.2% |
| 2009 | 0.42x | $2.46 Million | $5.88 Million | ▼ -76.0% |
| 2008 | 1.74x | $12.20 Million | $7.00 Million | ▼ -6.1% |
| 2007 | 1.86x | $10.21 Million | $5.50 Million | — |