ServisFirst Bancshares Inc Cash Flow Quality Index

Latest as of March 2026: 0.85x

ServisFirst Bancshares Inc cash flow quality index. ServisFirst Bancshares Inc (SFBS) has a Cash Flow Quality Index of 0.85x as of March 2026. Operating cash flow of $70.14 Million is below net income of $82.97 Million, suggesting accrual-heavy earnings not yet converted to cash. See financial agility of ServisFirst Bancshares Inc to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

0.85x
Operating CF / Net Income

Operating Cash Flow

$70.14 Million
USD

Net Income

$82.97 Million
USD

Data as of

Mar 2026
Most recent filing

Cash Flow Quality Index of ServisFirst Bancshares Inc (2007–2025)

Cash flow quality index of ServisFirst Bancshares Inc from 2007 to 2025. Historical Cash Flow Quality Index for ServisFirst Bancshares Inc across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore debt repayment capacity of ServisFirst Bancshares Inc to assess how comfortably operating cash covers total debt obligations.

ServisFirst Bancshares Inc Cash Flow Quality Index by Year (2007–2025)

ServisFirst Bancshares Inc cash flow quality index by year from 2007 to 2025. Year-by-year earnings quality comparison for ServisFirst Bancshares Inc. For the full cash flow conversion analysis, see cash flow conversion of ServisFirst Bancshares Inc.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.28x $355.20 Million $276.60 Million ▲ +15.4%
2024 1.11x $252.91 Million $227.24 Million ▲ +16.7%
2023 0.95x $197.30 Million $206.85 Million ▼ -12.0%
2022 1.08x $272.63 Million $251.50 Million ▼ -15.5%
2021 1.28x $266.33 Million $207.73 Million ▲ +13.6%
2020 1.13x $191.29 Million $169.57 Million ▲ +2.5%
2019 1.10x $164.28 Million $149.24 Million ▼ -10.4%
2018 1.23x $168.30 Million $136.94 Million ▼ -3.4%
2017 1.27x $118.46 Million $93.09 Million ▲ +5.2%
2016 1.21x $98.52 Million $81.48 Million ▲ +0.7%
2015 1.20x $76.27 Million $63.54 Million ▼ -3.4%
2014 1.24x $65.09 Million $52.38 Million ▼ -30.3%
2013 1.78x $74.20 Million $41.62 Million ▲ +49.1%
2012 1.20x $41.18 Million $34.45 Million ▲ +15.2%
2011 1.04x $24.32 Million $23.44 Million ▼ -39.0%
2010 1.70x $29.57 Million $17.38 Million ▲ +306.2%
2009 0.42x $2.46 Million $5.88 Million ▼ -76.0%
2008 1.74x $12.20 Million $7.00 Million ▼ -6.1%
2007 1.86x $10.21 Million $5.50 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.