ServisFirst Bancshares Inc (SFBS) — Defensive Interval Ratio
ServisFirst Bancshares Inc (SFBS) has a Defensive Interval Ratio of 261 days as of March 2026. Defensive assets of $1.11 Billion (cash $-, short-term investments $1.04 Billion, receivables $70.08 Million) cover 261 days of daily cash needs of $4.25 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
ServisFirst Bancshares Inc Defensive Interval Ratio (2009–2025)
This chart shows how ServisFirst Bancshares Inc's Defensive Interval Ratio has evolved across 17 annual periods from 2009 to 2025. As of March 2026, the ratio stands at 261 days, meaning defensive assets of $1.11 Billion can fund 261 days of operations without new revenue. For the complete balance sheet picture, see how large is ServisFirst Bancshares Inc's balance sheet.
Annual Defensive Interval Ratio for ServisFirst Bancshares Inc (2009–2025)
The table below presents the year-by-year Defensive Interval Ratio for ServisFirst Bancshares Inc from 2009 to 2025, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See SFBS current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 99 days | $1.13 Billion | $11.39 Million/day | $- | $1.07 Billion | ▲ +87 days |
| 2024 | 12 days | $505.80 Million | $42.64 Million/day | $- | $443.00 Million | ▼ -10 days |
| 2023 | 22 days | $885.11 Million | $39.88 Million/day | $- | $825.93 Million | ▲ +3 days |
| 2022 | 19 days | $693.24 Million | $36.12 Million/day | $- | $644.82 Million | ▼ -23496 days |
| 2021 | 23515 days | $877.40 Million | $37.31K/day | $- | $842.57 Million | ▼ -3844 days |
| 2020 | 27359 days | $923.53 Million | $33.76K/day | $- | $886.69 Million | ▲ +3329 days |
| 2019 | 24029 days | $785.66 Million | $32.70K/day | $- | $759.40 Million | ▲ +23998 days |
| 2018 | 31 days | $614.25 Million | $19.77 Million/day | $- | $590.18 Million | ▼ -40995 days |
| 2017 | 41026 days | $558.74 Million | $13.62K/day | $- | $538.08 Million | ▲ +4686 days |
| 2016 | 36340 days | $438.18 Million | $12.06K/day | $- | $422.38 Million | ▼ -18608 days |
| 2015 | 54948 days | $356.64 Million | $6.49K/day | $- | $342.94 Million | ▼ -3382 days |
| 2014 | 58330 days | $310.03 Million | $5.32K/day | $- | $298.81 Million | ▲ +58298 days |
| 2013 | 32 days | $276.48 Million | $8.75 Million/day | $- | $266.22 Million | ▼ -2 days |
| 2012 | 34 days | $243.03 Million | $7.20 Million/day | $- | $233.88 Million | ▼ -16 days |
| 2011 | 50 days | $302.00 Million | $6.09 Million/day | $- | $293.81 Million | ▲ +48 days |
| 2010 | 1 days | $6.99 Million | $4.82 Million/day | $- | $- | ▼ 0 days |
| 2009 | 2 days | $6.20 Million | $3.98 Million/day | $- | $- | — |