ServisFirst Bancshares Inc Defensive Interval Ratio
ServisFirst Bancshares Inc defensive interval ratio. ServisFirst Bancshares Inc (SFBS) has a Defensive Interval Ratio of 261 days as of March 2026. Defensive assets of $1.11 Billion (cash $-, short-term investments $1.04 Billion, receivables $70.08 Million) cover 261 days of daily cash needs of $4.25 Million/day. See working capital position of ServisFirst Bancshares Inc to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of ServisFirst Bancshares Inc (2009–2025)
Defensive interval ratio of ServisFirst Bancshares Inc from 2009 to 2025. This chart shows how ServisFirst Bancshares Inc's Defensive Interval Ratio has evolved across 17 annual periods from 2009 to 2025. As of March 2026, the ratio stands at 261 days, meaning defensive assets of $1.11 Billion can fund 261 days of operations without new revenue. Check ServisFirst Bancshares Inc (SFBS) asset resilience to evaluate the company's liquid asset resilience ratio.
ServisFirst Bancshares Inc Defensive Interval Ratio by Year (2009–2025)
ServisFirst Bancshares Inc defensive interval ratio by year from 2009 to 2025. The table below presents the year-by-year Defensive Interval Ratio for ServisFirst Bancshares Inc from 2009 to 2025, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see SFBS total asset value.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 99 days | $1.13 Billion | $11.39 Million/day | $- | $1.07 Billion | ▲ +87 days |
| 2024 | 12 days | $505.80 Million | $42.64 Million/day | $- | $443.00 Million | ▼ -10 days |
| 2023 | 22 days | $885.11 Million | $39.88 Million/day | $- | $825.93 Million | ▲ +3 days |
| 2022 | 19 days | $693.24 Million | $36.12 Million/day | $- | $644.82 Million | ▼ -23496 days |
| 2021 | 23515 days | $877.40 Million | $37.31K/day | $- | $842.57 Million | ▼ -3844 days |
| 2020 | 27359 days | $923.53 Million | $33.76K/day | $- | $886.69 Million | ▲ +3329 days |
| 2019 | 24029 days | $785.66 Million | $32.70K/day | $- | $759.40 Million | ▲ +23998 days |
| 2018 | 31 days | $614.25 Million | $19.77 Million/day | $- | $590.18 Million | ▼ -40995 days |
| 2017 | 41026 days | $558.74 Million | $13.62K/day | $- | $538.08 Million | ▲ +4686 days |
| 2016 | 36340 days | $438.18 Million | $12.06K/day | $- | $422.38 Million | ▼ -18608 days |
| 2015 | 54948 days | $356.64 Million | $6.49K/day | $- | $342.94 Million | ▼ -3382 days |
| 2014 | 58330 days | $310.03 Million | $5.32K/day | $- | $298.81 Million | ▲ +58298 days |
| 2013 | 32 days | $276.48 Million | $8.75 Million/day | $- | $266.22 Million | ▼ -2 days |
| 2012 | 34 days | $243.03 Million | $7.20 Million/day | $- | $233.88 Million | ▼ -16 days |
| 2011 | 50 days | $302.00 Million | $6.09 Million/day | $- | $293.81 Million | ▲ +48 days |
| 2010 | 1 days | $6.99 Million | $4.82 Million/day | $- | $- | ▼ 0 days |
| 2009 | 2 days | $6.20 Million | $3.98 Million/day | $- | $- | — |