ServisFirst Bancshares Inc (SFBS) — Financial Flexibility Index

Latest as of March 2026: 0.00x

ServisFirst Bancshares Inc (SFBS) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $73.07 Million (operating CF $70.14 Million minus capex $2.93 Million) represents 0% of total liabilities ($16.26 Billion). Check SFBS total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$73.07 Million
Operating CF − Capex

Total Liabilities

$16.26 Billion
USD

Capital Expenditures

$2.93 Million
USD

ServisFirst Bancshares Inc Financial Flexibility Index (2007–2025)

Historical Financial Flexibility Index trend for ServisFirst Bancshares Inc across 19 annual periods. For the full cash flow conversion analysis, see ServisFirst Bancshares Inc cash conversion from operations.

Annual Financial Flexibility Index for ServisFirst Bancshares Inc (2007–2025)

Year-by-year free cash flow to debt coverage for ServisFirst Bancshares Inc. Explore ServisFirst Bancshares Inc (SFBS) cash flow to debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.02x $361.14 Million $355.20 Million $15.88 Billion ▲ +39.0%
2024 0.02x $257.56 Million $252.91 Million $15.73 Billion ▲ +19.5%
2023 0.01x $201.21 Million $197.30 Million $14.69 Billion ▼ -34.1%
2022 0.02x $276.28 Million $272.63 Million $13.30 Billion ▲ +7.7%
2021 0.02x $275.78 Million $266.33 Million $14.30 Billion ▲ +9.0%
2020 0.02x $193.59 Million $191.29 Million $10.94 Billion ▼ -13.9%
2019 0.02x $166.63 Million $164.28 Million $8.10 Billion ▼ -12.1%
2018 0.02x $170.60 Million $168.30 Million $7.29 Billion ▲ +8.5%
2017 0.02x $139.62 Million $118.46 Million $6.47 Billion ▲ +4.4%
2016 0.02x $120.73 Million $98.52 Million $5.85 Billion ▲ +17.3%
2015 0.02x $81.80 Million $76.27 Million $4.65 Billion ▼ -2.1%
2014 0.02x $66.39 Million $65.09 Million $3.69 Billion ▼ -23.3%
2013 0.02x $75.54 Million $74.20 Million $3.22 Billion ▲ +34.3%
2012 0.02x $46.66 Million $41.18 Million $2.67 Billion ▲ +54.2%
2011 0.01x $25.64 Million $24.32 Million $2.26 Billion ▼ -31.4%
2010 0.02x $30.00 Million $29.57 Million $1.82 Billion ▲ +412.0%
2009 0.00x $4.76 Million $2.46 Million $1.48 Billion ▼ -73.3%
2008 0.01x $13.00 Million $12.20 Million $1.08 Billion ▼ -25.5%
2007 0.02x $12.39 Million $10.21 Million $763.57 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities