Holand og Setskog Sparebank (HSPG) — Cash Flow Quality Index
Holand og Setskog Sparebank (HSPG) has a Cash Flow Quality Index of 13.33x as of June 2025. Operating cash flow of Nkr253.21 Million exceeds net income of Nkr18.99 Million, indicating high earnings quality where cash backs reported profits. Explore cash flow to debt ratio of Holand og Setskog Sparebank to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Holand og Setskog Sparebank Cash Flow Quality Index (2010–2024)
Historical Cash Flow Quality Index for Holand og Setskog Sparebank across 15 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of Holand og Setskog Sparebank.
Annual Cash Flow Quality Index for Holand og Setskog Sparebank (2010–2024)
Year-by-year earnings quality comparison for Holand og Setskog Sparebank.
| Year | Quality Index | Operating CF (NOK) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | -9.81x | Nkr-539.83 Million | Nkr55.02 Million | ▼ -286.8% |
| 2023 | 5.25x | Nkr266.90 Million | Nkr50.80 Million | ▲ +2938.9% |
| 2022 | 0.17x | Nkr8.09 Million | Nkr46.80 Million | ▼ -94.1% |
| 2021 | 2.94x | Nkr155.76 Million | Nkr52.98 Million | ▲ +166.4% |
| 2020 | -4.43x | Nkr-234.90 Million | Nkr53.07 Million | ▼ -131.4% |
| 2019 | -1.91x | Nkr-107.24 Million | Nkr56.05 Million | ▲ +69.2% |
| 2018 | -6.21x | Nkr-325.34 Million | Nkr52.43 Million | ▼ -566.6% |
| 2017 | 1.33x | Nkr61.89 Million | Nkr46.53 Million | ▲ +53.9% |
| 2016 | 0.86x | Nkr48.29 Million | Nkr55.89 Million | ▼ -55.6% |
| 2015 | 1.95x | Nkr53.71 Million | Nkr27.57 Million | ▲ +36.3% |
| 2014 | 1.43x | Nkr49.40 Million | Nkr34.55 Million | ▼ -42.0% |
| 2013 | 2.46x | Nkr66.83 Million | Nkr27.12 Million | ▲ +107.9% |
| 2012 | 1.19x | Nkr30.67 Million | Nkr25.87 Million | ▼ -87.2% |
| 2011 | 9.27x | Nkr131.31 Million | Nkr14.17 Million | ▲ +207.2% |
| 2010 | -8.64x | Nkr-143.43 Million | Nkr16.59 Million | — |