Holand og Setskog Sparebank (HSPG) — Cash Flow-to-Debt Ratio
Holand og Setskog Sparebank (HSPG) has a Cash Flow-to-Debt Ratio of 0.03x as of June 2025, meaning its operating cash flow of Nkr253.21 Million could theoretically repay 0% of its total liabilities (Nkr8.13 Billion) in one year. See Holand og Setskog Sparebank financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Holand og Setskog Sparebank Cash Flow-to-Debt Ratio (2010–2024)
Historical debt coverage capacity for Holand og Setskog Sparebank across 15 annual periods. For the full cash flow conversion analysis, see HSPG operating cash flow.
Annual Cash Flow-to-Debt Ratio for Holand og Setskog Sparebank (2010–2024)
Year-by-year debt coverage analysis for Holand og Setskog Sparebank. Check Holand og Setskog Sparebank cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (NOK) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | -0.07x | Nkr-539.83 Million | Nkr7.62 Billion | ▼ -290.9% |
| 2023 | 0.04x | Nkr266.90 Million | Nkr7.19 Billion | ▲ +3074.7% |
| 2022 | 0.00x | Nkr8.09 Million | Nkr6.92 Billion | ▼ -94.9% |
| 2021 | 0.02x | Nkr155.76 Million | Nkr6.84 Billion | ▲ +163.4% |
| 2020 | -0.04x | Nkr-234.90 Million | Nkr6.55 Billion | ▼ -89.9% |
| 2019 | -0.02x | Nkr-107.24 Million | Nkr5.68 Billion | ▲ +69.9% |
| 2018 | -0.06x | Nkr-325.34 Million | Nkr5.18 Billion | ▼ -580.4% |
| 2017 | 0.01x | Nkr61.89 Million | Nkr4.73 Billion | ▲ +22.3% |
| 2016 | 0.01x | Nkr48.29 Million | Nkr4.52 Billion | ▼ -6.1% |
| 2015 | 0.01x | Nkr53.71 Million | Nkr4.72 Billion | ▲ +13.1% |
| 2014 | 0.01x | Nkr49.40 Million | Nkr4.91 Billion | ▼ -35.1% |
| 2013 | 0.02x | Nkr66.83 Million | Nkr4.31 Billion | ▲ +106.8% |
| 2012 | 0.01x | Nkr30.67 Million | Nkr4.09 Billion | ▼ -76.4% |
| 2011 | 0.03x | Nkr131.31 Million | Nkr4.14 Billion | ▲ +181.1% |
| 2010 | -0.04x | Nkr-143.43 Million | Nkr3.66 Billion | — |