Holand og Setskog Sparebank Financial Flexibility Index
Holand og Setskog Sparebank financial flexibility index. Holand og Setskog Sparebank (HSPG) has a Financial Flexibility Index of 0.04x as of June 2025. Free cash flow of Nkr296.16 Million (operating CF Nkr253.21 Million minus capex Nkr42.96 Million) represents 0% of total liabilities (Nkr8.13 Billion). See HSPG free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Holand og Setskog Sparebank (2010–2024)
Financial flexibility index of Holand og Setskog Sparebank from 2010 to 2024. Historical Financial Flexibility Index trend for Holand og Setskog Sparebank across 15 annual periods. Check how high is Holand og Setskog Sparebank's earnings quality to evaluate the quality of earnings relative to operating cash generation.
Holand og Setskog Sparebank Financial Flexibility Index by Year (2010–2024)
Holand og Setskog Sparebank financial flexibility index by year from 2010 to 2024. Year-by-year free cash flow to debt coverage for Holand og Setskog Sparebank. For the full cash flow conversion analysis, see HSPG cash generation efficiency.
| Year | Flexibility Index | Free Cash Flow (NOK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | -0.07x | Nkr-523.86 Million | Nkr-539.83 Million | Nkr7.62 Billion | ▼ -284.1% |
| 2023 | 0.04x | Nkr268.54 Million | Nkr266.90 Million | Nkr7.19 Billion | ▲ +1653.3% |
| 2022 | 0.00x | Nkr14.74 Million | Nkr8.09 Million | Nkr6.92 Billion | ▼ -91.8% |
| 2021 | 0.03x | Nkr177.85 Million | Nkr155.76 Million | Nkr6.84 Billion | ▲ +174.6% |
| 2020 | -0.03x | Nkr-228.19 Million | Nkr-234.90 Million | Nkr6.55 Billion | ▼ -86.5% |
| 2019 | -0.02x | Nkr-106.09 Million | Nkr-107.24 Million | Nkr5.68 Billion | ▲ +70.2% |
| 2018 | -0.06x | Nkr-324.72 Million | Nkr-325.34 Million | Nkr5.18 Billion | ▼ -576.3% |
| 2017 | 0.01x | Nkr62.30 Million | Nkr61.89 Million | Nkr4.73 Billion | ▲ +21.7% |
| 2016 | 0.01x | Nkr48.86 Million | Nkr48.29 Million | Nkr4.52 Billion | ▼ -9.1% |
| 2015 | 0.01x | Nkr56.17 Million | Nkr53.71 Million | Nkr4.72 Billion | ▲ +12.7% |
| 2014 | 0.01x | Nkr51.85 Million | Nkr49.40 Million | Nkr4.91 Billion | ▼ -34.3% |
| 2013 | 0.02x | Nkr69.28 Million | Nkr66.83 Million | Nkr4.31 Billion | ▲ +98.8% |
| 2012 | 0.01x | Nkr33.08 Million | Nkr30.67 Million | Nkr4.09 Billion | ▼ -74.6% |
| 2011 | 0.03x | Nkr131.48 Million | Nkr131.31 Million | Nkr4.14 Billion | ▲ +194.1% |
| 2010 | -0.03x | Nkr-123.69 Million | Nkr-143.43 Million | Nkr3.66 Billion | — |