Holand og Setskog Sparebank (HSPG) — Net Asset Quality Index

Latest as of June 2025: 11.0%

Holand og Setskog Sparebank (HSPG) has a Net Asset Quality Index of 11.0% as of June 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Nkr9.13 Billion minus total liabilities of Nkr8.13 Billion yields net assets of Nkr1.01 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See HSPG days of operational coverage to measure how many days the company can operate on defensive assets alone.

Quality Index

11.0%
Equity / Total Assets

Net Assets

Nkr1.01 Billion
NOK

Total Assets

Nkr9.13 Billion
NOK

Total Liabilities

Nkr8.13 Billion
NOK

Holand og Setskog Sparebank Net Asset Quality Index Over Time (2000–2024)

This chart shows how Holand og Setskog Sparebank's Net Asset Quality Index has evolved across 25 annual periods from 2000 to 2024. As of June 2025, the index stands at 11.0%, representing net assets of Nkr1.01 Billion against total assets of Nkr9.13 Billion NOK. Explore Holand og Setskog Sparebank (HSPG) cash conversion ratio to assess how effectively this company generates cash.

Annual Net Asset Quality Index for Holand og Setskog Sparebank (2000–2024)

The table below presents the year-by-year Net Asset Quality Index for Holand og Setskog Sparebank from 2000 to 2024, covering 25 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Holand og Setskog Sparebank market cap and net worth.

Year Quality Index Net Assets (NOK) Total Assets Total Liabilities Change (pp)
2024 11.5% Nkr988.49 Million Nkr8.61 Billion Nkr7.62 Billion ▲ +0.3 pp
2023 11.2% Nkr902.63 Million Nkr8.10 Billion Nkr7.19 Billion ▲ +0.3 pp
2022 10.8% Nkr839.78 Million Nkr7.76 Billion Nkr6.92 Billion ▲ +0.7 pp
2021 10.1% Nkr767.60 Million Nkr7.61 Billion Nkr6.84 Billion ▲ +0.2 pp
2020 9.9% Nkr716.06 Million Nkr7.26 Billion Nkr6.55 Billion ▼ -0.5 pp
2019 10.4% Nkr658.62 Million Nkr6.34 Billion Nkr5.68 Billion ▼ -0.2 pp
2018 10.6% Nkr614.65 Million Nkr5.79 Billion Nkr5.18 Billion ▼ -0.1 pp
2017 10.7% Nkr564.82 Million Nkr5.30 Billion Nkr4.73 Billion ▼ -0.6 pp
2016 11.3% Nkr573.55 Million Nkr5.09 Billion Nkr4.52 Billion ▲ +3.4 pp
2015 7.8% Nkr401.64 Million Nkr5.12 Billion Nkr4.72 Billion ▲ +0.7 pp
2014 7.1% Nkr376.46 Million Nkr5.28 Billion Nkr4.91 Billion ▼ -0.3 pp
2013 7.4% Nkr343.85 Million Nkr4.65 Billion Nkr4.31 Billion ▲ +0.2 pp
2012 7.2% Nkr318.86 Million Nkr4.41 Billion Nkr4.09 Billion ▲ +0.4 pp
2011 6.8% Nkr303.74 Million Nkr4.44 Billion Nkr4.14 Billion ▼ -0.6 pp
2010 7.5% Nkr294.96 Million Nkr3.96 Billion Nkr3.66 Billion ▲ +0.7 pp
2009 6.7% Nkr232.48 Million Nkr3.45 Billion Nkr3.22 Billion ▼ -0.4 pp
2008 7.1% Nkr219.84 Million Nkr3.10 Billion Nkr2.88 Billion ▼ -0.8 pp
2007 7.9% Nkr217.90 Million Nkr2.76 Billion Nkr2.55 Billion ▼ -0.6 pp
2006 8.5% Nkr205.40 Million Nkr2.42 Billion Nkr2.21 Billion ▼ -1.0 pp
2005 9.5% Nkr192.36 Million Nkr2.03 Billion Nkr1.84 Billion ▼ -0.8 pp
2004 10.2% Nkr182.09 Million Nkr1.78 Billion Nkr1.60 Billion ▼ -0.3 pp
2003 10.5% Nkr170.64 Million Nkr1.63 Billion Nkr1.46 Billion ▼ -0.3 pp
2002 10.8% Nkr160.35 Million Nkr1.49 Billion Nkr1.33 Billion ▼ -0.5 pp
2001 11.3% Nkr154.35 Million Nkr1.37 Billion Nkr1.21 Billion ▼ -1.8 pp
2000 13.1% Nkr145.57 Million Nkr1.11 Billion Nkr964.72 Million
pp = percentage points