SpareBank 1 Sør-Norge ASA (SB1NO) — Cash Flow Quality Index
SpareBank 1 Sør-Norge ASA (SB1NO) has a Cash Flow Quality Index of -3.22x as of March 2026. Operating cash flow of Nkr-5.15 Billion is below net income of Nkr1.60 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore SB1NO cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
SpareBank 1 Sør-Norge ASA Cash Flow Quality Index (2008–2025)
Historical Cash Flow Quality Index for SpareBank 1 Sør-Norge ASA across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see how efficiently does SpareBank 1 Sør-Norge ASA generate cash.
Annual Cash Flow Quality Index for SpareBank 1 Sør-Norge ASA (2008–2025)
Year-by-year earnings quality comparison for SpareBank 1 Sør-Norge ASA.
| Year | Quality Index | Operating CF (NOK) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.50x | Nkr10.03 Billion | Nkr6.69 Billion | ▲ +200.8% |
| 2024 | -1.49x | Nkr-7.72 Billion | Nkr5.19 Billion | ▼ -173.8% |
| 2023 | 2.01x | Nkr8.66 Billion | Nkr4.30 Billion | ▲ +142.4% |
| 2022 | -4.75x | Nkr-15.65 Billion | Nkr3.29 Billion | ▼ -97.5% |
| 2021 | -2.41x | Nkr-7.43 Billion | Nkr3.09 Billion | ▼ -178.6% |
| 2011 | 3.06x | Nkr4.58 Billion | Nkr1.50 Billion | ▼ -33.3% |
| 2010 | 4.59x | Nkr1.25 Billion | Nkr272.33 Million | ▼ -10.3% |
| 2009 | 5.12x | Nkr1.02 Billion | Nkr198.34 Million | ▲ +1063.8% |
| 2008 | 0.44x | Nkr283.00 Million | Nkr643.00 Million | — |