SpareBank 1 Sør-Norge ASA (SB1NO) — Cash Flow-to-Debt Ratio

Latest as of March 2026: -0.01x

SpareBank 1 Sør-Norge ASA (SB1NO) has a Cash Flow-to-Debt Ratio of -0.01x as of March 2026, meaning its operating cash flow of Nkr-5.15 Billion could theoretically repay 0% of its total liabilities (Nkr463.05 Billion) in one year. See SpareBank 1 Sør-Norge ASA free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.

CF-to-Debt Ratio

-0.01x
Operating CF / Total Liabilities

Operating Cash Flow

Nkr-5.15 Billion
NOK

Total Liabilities

Nkr463.05 Billion
NOK

Data as of

Mar 2026
Most recent filing

SpareBank 1 Sør-Norge ASA Cash Flow-to-Debt Ratio (2008–2025)

Historical debt coverage capacity for SpareBank 1 Sør-Norge ASA across 18 annual periods. Also explore SpareBank 1 Sør-Norge ASA annual equity growth to track the company's year-over-year net asset growth rate.

Annual Cash Flow-to-Debt Ratio for SpareBank 1 Sør-Norge ASA (2008–2025)

Year-by-year debt coverage analysis for SpareBank 1 Sør-Norge ASA. For market capitalisation and broader financial context, see SB1NO market cap.

Year CF-to-Debt Ratio Operating CF (NOK) Total Liabilities YoY Change
2025 0.02x Nkr10.03 Billion Nkr457.55 Billion ▲ +221.2%
2024 -0.02x Nkr-7.72 Billion Nkr426.70 Billion ▼ -168.6%
2023 0.03x Nkr8.66 Billion Nkr328.63 Billion ▲ +153.4%
2022 -0.05x Nkr-15.65 Billion Nkr317.04 Billion ▼ -84.1%
2021 -0.03x Nkr-7.43 Billion Nkr277.22 Billion ▼ -198.1%
2020 -0.01x Nkr-2.35 Billion Nkr260.66 Billion ▲ +80.1%
2019 -0.05x Nkr-10.43 Billion Nkr231.06 Billion ▲ +0.2%
2018 -0.05x Nkr-9.61 Billion Nkr212.48 Billion ▲ +2.1%
2017 -0.05x Nkr-9.09 Billion Nkr196.73 Billion ▼ -34.3%
2016 -0.03x Nkr-6.03 Billion Nkr175.12 Billion ▼ -13.0%
2015 -0.03x Nkr-5.33 Billion Nkr175.13 Billion ▼ -20.1%
2014 -0.03x Nkr-4.05 Billion Nkr159.52 Billion ▲ +45.9%
2013 -0.05x Nkr-6.71 Billion Nkr142.93 Billion ▼ -298.7%
2012 -0.01x Nkr-1.52 Billion Nkr128.91 Billion ▼ -131.2%
2011 0.04x Nkr4.58 Billion Nkr121.39 Billion ▲ +278.0%
2010 0.01x Nkr1.25 Billion Nkr125.38 Billion ▲ +14.7%
2009 0.01x Nkr1.02 Billion Nkr116.84 Billion ▲ +268.4%
2008 0.00x Nkr283.00 Million Nkr119.89 Billion —
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.