SpareBank 1 Sør-Norge ASA (SB1NO) — Financial Flexibility Index
SpareBank 1 Sør-Norge ASA (SB1NO) has a Financial Flexibility Index of -0.01x as of March 2026. Free cash flow of Nkr-5.11 Billion (operating CF Nkr-5.15 Billion minus capex Nkr45.00 Million) represents 0% of total liabilities (Nkr463.05 Billion). Also explore net asset growth rate of SpareBank 1 Sør-Norge ASA to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
SpareBank 1 Sør-Norge ASA Financial Flexibility Index (2008–2025)
Historical Financial Flexibility Index trend for SpareBank 1 Sør-Norge ASA across 18 annual periods. Check SB1NO strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for SpareBank 1 Sør-Norge ASA (2008–2025)
Year-by-year free cash flow to debt coverage for SpareBank 1 Sør-Norge ASA. For the full company profile including market capitalisation, see SpareBank 1 Sør-Norge ASA (SB1NO) market capitalisation.
| Year | Flexibility Index | Free Cash Flow (NOK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | Nkr10.24 Billion | Nkr10.03 Billion | Nkr457.55 Billion | ▲ +226.8% |
| 2024 | -0.02x | Nkr-7.53 Billion | Nkr-7.72 Billion | Nkr426.70 Billion | ▼ -166.0% |
| 2023 | 0.03x | Nkr8.79 Billion | Nkr8.66 Billion | Nkr328.63 Billion | ▲ +154.5% |
| 2022 | -0.05x | Nkr-15.56 Billion | Nkr-15.65 Billion | Nkr317.04 Billion | ▼ -87.4% |
| 2021 | -0.03x | Nkr-7.26 Billion | Nkr-7.43 Billion | Nkr277.22 Billion | ▼ -197.0% |
| 2020 | -0.01x | Nkr-2.30 Billion | Nkr-2.35 Billion | Nkr260.66 Billion | ▲ +79.7% |
| 2019 | -0.04x | Nkr-10.05 Billion | Nkr-10.43 Billion | Nkr231.06 Billion | ▲ +0.8% |
| 2018 | -0.04x | Nkr-9.32 Billion | Nkr-9.61 Billion | Nkr212.48 Billion | ▲ +3.5% |
| 2017 | -0.05x | Nkr-8.94 Billion | Nkr-9.09 Billion | Nkr196.73 Billion | ▼ -35.7% |
| 2016 | -0.03x | Nkr-5.86 Billion | Nkr-6.03 Billion | Nkr175.12 Billion | ▼ -14.3% |
| 2015 | -0.03x | Nkr-5.13 Billion | Nkr-5.33 Billion | Nkr175.13 Billion | ▼ -17.8% |
| 2014 | -0.02x | Nkr-3.96 Billion | Nkr-4.05 Billion | Nkr159.52 Billion | ▲ +46.4% |
| 2013 | -0.05x | Nkr-6.63 Billion | Nkr-6.71 Billion | Nkr142.93 Billion | ▼ -312.6% |
| 2012 | -0.01x | Nkr-1.45 Billion | Nkr-1.52 Billion | Nkr128.91 Billion | ▼ -129.2% |
| 2011 | 0.04x | Nkr4.68 Billion | Nkr4.58 Billion | Nkr121.39 Billion | ▲ +285.1% |
| 2010 | 0.01x | Nkr1.26 Billion | Nkr1.25 Billion | Nkr125.38 Billion | ▲ +13.3% |
| 2009 | 0.01x | Nkr1.03 Billion | Nkr1.02 Billion | Nkr116.84 Billion | ▲ +165.5% |
| 2008 | 0.00x | Nkr399.00 Million | Nkr283.00 Million | Nkr119.89 Billion | — |