SpareBank 1 Sør-Norge ASA Net Asset Quality Index
SpareBank 1 Sør-Norge ASA net asset quality index. SpareBank 1 Sør-Norge ASA (SB1NO) has a Net Asset Quality Index of 9.8% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Nkr544.68 Billion minus total liabilities of Nkr491.18 Billion yields net assets of Nkr53.50 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check SB1NO cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of SpareBank 1 Sør-Norge ASA (2008–2025)
Net asset quality index of SpareBank 1 Sør-Norge ASA from 2008 to 2025. This chart shows how SpareBank 1 Sør-Norge ASA's Net Asset Quality Index has evolved across 18 annual periods from 2008 to 2025. As of June 2026, the index stands at 9.8%, representing net assets of Nkr53.50 Billion against total assets of Nkr544.68 Billion NOK. See SB1NO net asset value for net asset value and shareholders' equity analysis.
SpareBank 1 Sør-Norge ASA Net Asset Quality Index by Year (2008–2025)
SpareBank 1 Sør-Norge ASA net asset quality index by year from 2008 to 2025. The table below presents the year-by-year Net Asset Quality Index for SpareBank 1 Sør-Norge ASA from 2008 to 2025, covering 18 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see SpareBank 1 Sør-Norge ASA market capitalisation.
| Year | Quality Index | Net Assets (NOK) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 10.8% | Nkr55.50 Billion | Nkr513.05 Billion | Nkr457.55 Billion | ▼ -0.2 pp |
| 2024 | 11.0% | Nkr52.64 Billion | Nkr479.34 Billion | Nkr426.70 Billion | ▲ +1.7 pp |
| 2023 | 9.3% | Nkr33.56 Billion | Nkr362.19 Billion | Nkr328.63 Billion | ▲ +1.0 pp |
| 2022 | 8.3% | Nkr28.69 Billion | Nkr345.73 Billion | Nkr317.04 Billion | ▼ -0.6 pp |
| 2021 | 8.9% | Nkr27.18 Billion | Nkr304.40 Billion | Nkr277.22 Billion | ▼ -0.3 pp |
| 2020 | 9.2% | Nkr26.39 Billion | Nkr287.05 Billion | Nkr260.66 Billion | ▼ -0.5 pp |
| 2019 | 9.7% | Nkr24.83 Billion | Nkr255.90 Billion | Nkr231.06 Billion | ▲ +0.5 pp |
| 2018 | 9.2% | Nkr21.59 Billion | Nkr234.06 Billion | Nkr212.48 Billion | ▲ +0.0 pp |
| 2017 | 9.2% | Nkr19.89 Billion | Nkr216.62 Billion | Nkr196.73 Billion | ▼ -0.3 pp |
| 2016 | 9.5% | Nkr18.29 Billion | Nkr193.41 Billion | Nkr175.12 Billion | ▲ +0.6 pp |
| 2015 | 8.8% | Nkr16.91 Billion | Nkr192.05 Billion | Nkr175.13 Billion | ▲ +0.0 pp |
| 2014 | 8.8% | Nkr15.40 Billion | Nkr174.93 Billion | Nkr159.52 Billion | ▼ -0.1 pp |
| 2013 | 9.0% | Nkr14.06 Billion | Nkr156.99 Billion | Nkr142.93 Billion | ▲ +0.0 pp |
| 2012 | 8.9% | Nkr12.64 Billion | Nkr141.54 Billion | Nkr128.91 Billion | ▲ +1.5 pp |
| 2011 | 7.4% | Nkr9.76 Billion | Nkr131.14 Billion | Nkr121.39 Billion | ▲ +0.5 pp |
| 2010 | 7.0% | Nkr9.40 Billion | Nkr134.78 Billion | Nkr125.38 Billion | ▲ +0.5 pp |
| 2009 | 6.5% | Nkr8.07 Billion | Nkr124.91 Billion | Nkr116.84 Billion | ▲ +1.7 pp |
| 2008 | 4.7% | Nkr5.97 Billion | Nkr125.86 Billion | Nkr119.89 Billion | — |