Credit Agricole SA (ACA) — Cash Flow Quality Index
Credit Agricole SA (ACA) has a Cash Flow Quality Index of -4.56x as of June 2026. Operating cash flow of €-17.01 Billion is below net income of €3.73 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Credit Agricole SA (ACA) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Credit Agricole SA Cash Flow Quality Index (2004–2025)
Historical Cash Flow Quality Index for Credit Agricole SA across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Credit Agricole SA (ACA) cash conversion ratio.
Annual Cash Flow Quality Index for Credit Agricole SA (2004–2025)
Year-by-year earnings quality comparison for Credit Agricole SA.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.69x | €19.01 Billion | €7.07 Billion | ▲ +185.5% |
| 2024 | -3.14x | €-27.15 Billion | €8.64 Billion | ▲ +52.7% |
| 2023 | -6.64x | €-54.83 Billion | €8.26 Billion | ▼ -8887.7% |
| 2022 | 0.08x | €594.00 Million | €7.86 Billion | ▼ -94.4% |
| 2021 | 1.35x | €10.93 Billion | €8.08 Billion | ▼ -93.6% |
| 2020 | 21.28x | €57.29 Billion | €2.69 Billion | ▲ +1752.7% |
| 2019 | 1.15x | €6.84 Billion | €5.95 Billion | ▼ -79.7% |
| 2018 | 5.67x | €24.93 Billion | €4.40 Billion | ▼ -27.7% |
| 2017 | 7.83x | €28.58 Billion | €3.65 Billion | ▲ +215.5% |
| 2016 | -6.78x | €-22.71 Billion | €3.35 Billion | ▼ -411.5% |
| 2015 | -1.33x | €-6.49 Billion | €4.89 Billion | ▲ +74.8% |
| 2014 | -5.27x | €-17.01 Billion | €3.23 Billion | ▼ -251.6% |
| 2013 | 3.47x | €10.30 Billion | €2.97 Billion | ▲ +181.1% |
| 2010 | -4.28x | €-11.17 Billion | €2.61 Billion | ▼ -702.1% |
| 2009 | 0.71x | €1.07 Billion | €1.50 Billion | ▼ -77.0% |
| 2008 | 3.09x | €3.62 Billion | €1.17 Billion | ▼ -52.9% |
| 2007 | 6.57x | €31.63 Billion | €4.82 Billion | ▲ +295.8% |
| 2006 | -3.35x | €-23.18 Billion | €6.91 Billion | ▼ -10.9% |
| 2005 | -3.02x | €-15.69 Billion | €5.19 Billion | ▼ -219.7% |
| 2004 | 2.53x | €9.71 Billion | €3.84 Billion | — |