Credit Agricole SA (ACA) — Cash Flow Quality Index

Latest as of December 2025: 3.17x

Credit Agricole SA (ACA) has a Cash Flow Quality Index of 3.17x as of December 2025. Operating cash flow of €9.05 Billion exceeds net income of €2.86 Billion, indicating high earnings quality where cash backs reported profits. Explore Credit Agricole SA cash conversion from operations to assess how effectively this company generates cash.

Cash Flow Quality Index

3.17x
Operating CF / Net Income

Operating Cash Flow

€9.05 Billion
EUR

Net Income

€2.86 Billion
EUR

Data as of

Dec 2025
Most recent filing

Credit Agricole SA Cash Flow Quality Index (2004–2025)

Historical Cash Flow Quality Index for Credit Agricole SA across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check ACA cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Credit Agricole SA (2004–2025)

Year-by-year earnings quality comparison for Credit Agricole SA. For live market cap and the full company financial profile, see Credit Agricole SA (ACA) total market value.

Year Quality Index Operating CF (EUR) Net Income YoY Change
2025 2.69x €19.01 Billion €7.07 Billion ▲ +185.5%
2024 -3.14x €-27.15 Billion €8.64 Billion ▲ +52.7%
2023 -6.64x €-54.83 Billion €8.26 Billion ▼ -8887.7%
2022 0.08x €594.00 Million €7.86 Billion ▼ -94.4%
2021 1.35x €10.93 Billion €8.08 Billion ▼ -93.6%
2020 21.28x €57.29 Billion €2.69 Billion ▲ +1752.7%
2019 1.15x €6.84 Billion €5.95 Billion ▼ -79.7%
2018 5.67x €24.93 Billion €4.40 Billion ▼ -27.7%
2017 7.83x €28.58 Billion €3.65 Billion ▲ +215.5%
2016 -6.78x €-22.71 Billion €3.35 Billion ▼ -411.5%
2015 -1.33x €-6.49 Billion €4.89 Billion ▲ +74.8%
2014 -5.27x €-17.01 Billion €3.23 Billion ▼ -251.6%
2013 3.47x €10.30 Billion €2.97 Billion ▲ +181.1%
2010 -4.28x €-11.17 Billion €2.61 Billion ▼ -702.1%
2009 0.71x €1.07 Billion €1.50 Billion ▼ -77.0%
2008 3.09x €3.62 Billion €1.17 Billion ▼ -52.9%
2007 6.57x €31.63 Billion €4.82 Billion ▲ +295.8%
2006 -3.35x €-23.18 Billion €6.91 Billion ▼ -10.9%
2005 -3.02x €-15.69 Billion €5.19 Billion ▼ -219.7%
2004 2.53x €9.71 Billion €3.84 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.