Credit Agricole SA (ACA) — Tangible Net Worth Ratio
Credit Agricole SA (ACA) has a Tangible Net Worth Ratio of 95.6% as of December 2025. This metric is calculated by deducting intangible assets (€3.42 Billion) from net assets (€77.72 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See how liquid is Credit Agricole SA's working capital to evaluate short-term liquidity relative to the company's equity base.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Credit Agricole SA Tangible Net Worth Ratio (2003–2025)
This chart shows how Credit Agricole SA's Tangible Net Worth Ratio has changed across 23 annual periods from 2003 to 2025. As of December 2025, the ratio stands at 95.6%, reflecting net assets of €77.72 Billion with intangible assets of €3.42 Billion EUR. See Credit Agricole SA defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Annual Tangible Net Worth Ratio for Credit Agricole SA (2003–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Credit Agricole SA from 2003 to 2025, covering 23 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see Credit Agricole SA market cap and net worth.
| Year | Tangible NW Ratio | Net Assets (EUR) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 95.6% | €77.72 Billion | €3.42 Billion | €2.37 Trillion | ▲ +0.1 pp |
| 2024 | 95.5% | €76.09 Billion | €3.41 Billion | €2.31 Trillion | ▼ -0.2 pp |
| 2023 | 95.7% | €72.70 Billion | €3.14 Billion | €2.19 Trillion | ▼ -4.2 pp |
| 2022 | 99.8% | €1.93 Trillion | €3.20 Billion | €2.17 Trillion | ▲ +0.0 pp |
| 2021 | 99.8% | €1.87 Trillion | €3.26 Billion | €2.07 Trillion | ▲ +0.0 pp |
| 2020 | 99.8% | €1.77 Trillion | €3.20 Billion | €1.96 Trillion | ▲ +4.6 pp |
| 2019 | 95.2% | €65.71 Billion | €3.16 Billion | €1.77 Trillion | ▼ -1.0 pp |
| 2018 | 96.2% | €60.51 Billion | €2.29 Billion | €1.62 Trillion | ▼ -0.1 pp |
| 2017 | 96.3% | €59.71 Billion | €2.18 Billion | €1.55 Trillion | ▼ -1.2 pp |
| 2016 | 97.5% | €63.94 Billion | €1.58 Billion | €1.52 Trillion | ▲ +0.2 pp |
| 2015 | 97.4% | €59.44 Billion | €1.57 Billion | €1.53 Trillion | ▲ +0.1 pp |
| 2014 | 97.3% | €56.16 Billion | €1.54 Billion | €1.59 Trillion | ▲ +0.6 pp |
| 2013 | 96.7% | €47.88 Billion | €1.60 Billion | €1.52 Trillion | ▲ +0.4 pp |
| 2012 | 96.3% | €45.67 Billion | €1.70 Billion | €1.60 Trillion | ▲ +0.1 pp |
| 2011 | 96.2% | €49.29 Billion | €1.87 Billion | €1.72 Trillion | ▼ -0.4 pp |
| 2010 | 96.7% | €52.15 Billion | €1.74 Billion | €1.59 Trillion | ▼ -0.1 pp |
| 2009 | 96.7% | €51.96 Billion | €1.69 Billion | €1.56 Trillion | ▼ -0.3 pp |
| 2008 | 97.0% | €47.34 Billion | €1.41 Billion | €1.65 Trillion | ▼ -0.5 pp |
| 2007 | 97.5% | €46.47 Billion | €1.17 Billion | €1.41 Trillion | ▼ -0.4 pp |
| 2006 | 97.9% | €39.09 Billion | €811.00 Million | €1.26 Trillion | ▼ -0.6 pp |
| 2005 | 98.5% | €34.91 Billion | €511.00 Million | €1.06 Trillion | ▲ +12.0 pp |
| 2004 | 86.5% | €29.89 Billion | €4.02 Billion | €933.30 Billion | ▲ +0.9 pp |
| 2003 | 85.6% | €28.01 Billion | €4.03 Billion | €785.99 Billion | — |