Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC (CIV) — Cash Flow Quality Index

Latest as of December 2025: 32.91x

Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC (CIV) has a Cash Flow Quality Index of 32.91x as of December 2025. Operating cash flow of €473.67 Million exceeds net income of €14.39 Million, indicating high earnings quality where cash backs reported profits. Explore cash flow conversion of Caisse régionale de Crédit Agricole Mutu to assess how effectively this company generates cash.

Cash Flow Quality Index

32.91x
Operating CF / Net Income

Operating Cash Flow

€473.67 Million
EUR

Net Income

€14.39 Million
EUR

Data as of

Dec 2025
Most recent filing

Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC Cash Flow Quality Index (2007–2025)

Historical Cash Flow Quality Index for Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check total reinvestment intensity of Caisse régionale de Crédit Agricole Mutu to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC (2007–2025)

Year-by-year earnings quality comparison for Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC. For live market cap and the full company financial profile, see CIV company net worth.

Year Quality Index Operating CF (EUR) Net Income YoY Change
2025 3.13x €204.61 Million €65.36 Million ▲ +1286.0%
2024 0.23x €15.70 Million €69.53 Million ▲ +103.6%
2023 -6.34x €-383.99 Million €60.57 Million ▼ -148.6%
2022 13.04x €962.18 Million €73.76 Million ▲ +242.0%
2021 3.81x €234.63 Million €61.51 Million ▲ +30.7%
2020 2.92x €60.75 Million €20.82 Million ▼ -28.0%
2019 4.05x €254.83 Million €62.86 Million ▲ +207.9%
2018 1.32x €81.86 Million €62.17 Million ▲ +1736.1%
2017 0.07x €5.18 Million €72.28 Million ▼ -98.9%
2016 6.68x €433.46 Million €64.91 Million ▲ +1687.2%
2015 0.37x €32.79 Million €87.76 Million ▲ +1.5%
2014 0.37x €28.38 Million €77.12 Million ▲ +195.0%
2013 -0.39x €-27.28 Million €70.40 Million ▼ -176.3%
2012 0.51x €42.33 Million €83.34 Million ▲ +126.2%
2011 -1.94x €-204.09 Million €105.38 Million ▼ -226.0%
2010 1.54x €164.79 Million €107.20 Million ▲ +640.8%
2009 -0.28x €-18.44 Million €64.88 Million ▲ +90.9%
2008 -3.14x €-199.04 Million €63.38 Million ▲ +9.6%
2007 -3.48x €-218.96 Million €63.00 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.