Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC (CIV) — Cash Flow Quality Index
Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC (CIV) has a Cash Flow Quality Index of 32.91x as of December 2025. Operating cash flow of €473.67 Million exceeds net income of €14.39 Million, indicating high earnings quality where cash backs reported profits. Explore cash flow to debt ratio of Caisse régionale de Crédit Agricole Mutu to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC Cash Flow Quality Index (2007–2025)
Historical Cash Flow Quality Index for Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see how efficiently does Caisse régionale de Crédit Agricole Mutu generate cash.
Annual Cash Flow Quality Index for Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC (2007–2025)
Year-by-year earnings quality comparison for Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 3.13x | €204.61 Million | €65.36 Million | ▲ +1286.0% |
| 2024 | 0.23x | €15.70 Million | €69.53 Million | ▲ +103.6% |
| 2023 | -6.34x | €-383.99 Million | €60.57 Million | ▼ -148.6% |
| 2022 | 13.04x | €962.18 Million | €73.76 Million | ▲ +242.0% |
| 2021 | 3.81x | €234.63 Million | €61.51 Million | ▲ +30.7% |
| 2020 | 2.92x | €60.75 Million | €20.82 Million | ▼ -28.0% |
| 2019 | 4.05x | €254.83 Million | €62.86 Million | ▲ +207.9% |
| 2018 | 1.32x | €81.86 Million | €62.17 Million | ▲ +1736.1% |
| 2017 | 0.07x | €5.18 Million | €72.28 Million | ▼ -98.9% |
| 2016 | 6.68x | €433.46 Million | €64.91 Million | ▲ +1687.2% |
| 2015 | 0.37x | €32.79 Million | €87.76 Million | ▲ +1.5% |
| 2014 | 0.37x | €28.38 Million | €77.12 Million | ▲ +195.0% |
| 2013 | -0.39x | €-27.28 Million | €70.40 Million | ▼ -176.3% |
| 2012 | 0.51x | €42.33 Million | €83.34 Million | ▲ +126.2% |
| 2011 | -1.94x | €-204.09 Million | €105.38 Million | ▼ -226.0% |
| 2010 | 1.54x | €164.79 Million | €107.20 Million | ▲ +640.8% |
| 2009 | -0.28x | €-18.44 Million | €64.88 Million | ▲ +90.9% |
| 2008 | -3.14x | €-199.04 Million | €63.38 Million | ▲ +9.6% |
| 2007 | -3.48x | €-218.96 Million | €63.00 Million | — |