Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC (CIV) — Financial Flexibility Index
Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC (CIV) has a Financial Flexibility Index of 0.03x as of December 2025. Free cash flow of €486.54 Million (operating CF €473.67 Million minus capex €12.86 Million) represents 0% of total liabilities (€18.62 Billion). Check CIV PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC Financial Flexibility Index (2007–2025)
Historical Financial Flexibility Index trend for Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC across 19 annual periods. See CIV working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC (2007–2025)
Year-by-year free cash flow to debt coverage for Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC. For the full company profile including market capitalisation, see CIV market cap.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | €223.76 Million | €204.61 Million | €18.62 Billion | ▲ +814.2% |
| 2024 | 0.00x | €24.33 Million | €15.70 Million | €18.51 Billion | ▲ +106.1% |
| 2023 | -0.02x | €-377.47 Million | €-383.99 Million | €17.56 Billion | ▼ -140.4% |
| 2022 | 0.05x | €970.25 Million | €962.18 Million | €18.21 Billion | ▲ +241.7% |
| 2021 | 0.02x | €244.11 Million | €234.63 Million | €15.66 Billion | ▲ +225.9% |
| 2020 | 0.00x | €68.84 Million | €60.75 Million | €14.39 Billion | ▼ -77.4% |
| 2019 | 0.02x | €268.13 Million | €254.83 Million | €12.65 Billion | ▲ +148.4% |
| 2018 | 0.01x | €97.14 Million | €81.86 Million | €11.38 Billion | ▲ +370.7% |
| 2017 | 0.00x | €19.67 Million | €5.18 Million | €10.85 Billion | ▼ -95.9% |
| 2016 | 0.04x | €439.72 Million | €433.46 Million | €9.91 Billion | ▲ +987.1% |
| 2015 | 0.00x | €37.76 Million | €32.79 Million | €9.25 Billion | ▲ +16.1% |
| 2014 | 0.00x | €31.27 Million | €28.38 Million | €8.89 Billion | ▲ +225.6% |
| 2013 | 0.00x | €-24.44 Million | €-27.28 Million | €8.73 Billion | ▼ -154.1% |
| 2012 | 0.01x | €43.15 Million | €42.33 Million | €8.33 Billion | ▲ +100.5% |
| 2011 | -0.99x | €-204.09 Million | €-204.09 Million | €205.48 Million | ▼ -432.3% |
| 2010 | 0.30x | €174.39 Million | €164.79 Million | €583.41 Million | ▲ +2147.5% |
| 2009 | -0.01x | €-6.41 Million | €-18.44 Million | €438.72 Million | ▲ +95.4% |
| 2008 | -0.32x | €-184.84 Million | €-199.04 Million | €583.35 Million | ▲ +44.7% |
| 2007 | -0.57x | €-207.77 Million | €-218.96 Million | €362.30 Million | — |