Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC (CIV) — Working Capital to Net Assets Ratio
Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC (CIV) has a Working Capital to Net Assets ratio of -114.4% as of December 2025. Working capital of €-3.10 Billion (current assets of €108.44 Million minus current liabilities of €3.21 Billion) is measured against net assets of €2.71 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See CIV financial flexibility index to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC Working Capital to Net Assets (2012–2025)
This chart shows how Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC's Working Capital to Net Assets ratio has evolved across 14 annual periods from 2012 to 2025. As of December 2025, the ratio stands at -114.4%, reflecting working capital of €-3.10 Billion against net assets of €2.71 Billion EUR. See CIV defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC (2012–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC from 2012 to 2025, covering 14 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see Caisse régionale de Crédit Agricole Mutu stock valuation.
| Year | WC/NA Ratio | Working Capital (EUR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -113.1% | €-3.06 Billion | €2.71 Billion | €145.15 Million | €3.21 Billion | ▲ +578.3 pp |
| 2024 | -691.3% | €-16.76 Billion | €2.42 Billion | €752.89 Million | €17.51 Billion | ▼ -564.7 pp |
| 2023 | -126.7% | €-2.84 Billion | €2.24 Billion | €1.13 Billion | €3.97 Billion | ▲ +227.6 pp |
| 2022 | -354.2% | €-7.35 Billion | €2.07 Billion | €432.25 Million | €7.78 Billion | ▼ -0.7 pp |
| 2021 | -353.5% | €-7.46 Billion | €2.11 Billion | €288.10 Million | €7.75 Billion | ▲ +7.6 pp |
| 2020 | -361.1% | €-6.73 Billion | €1.86 Billion | €464.50 Million | €7.20 Billion | ▼ -377.5 pp |
| 2019 | 16.4% | €310.90 Million | €1.90 Billion | €371.82 Million | €60.91 Million | ▲ +10.4 pp |
| 2018 | 6.0% | €107.51 Million | €1.78 Billion | €170.11 Million | €62.60 Million | ▲ +4.7 pp |
| 2017 | 1.4% | €21.68 Million | €1.58 Billion | €85.37 Million | €63.69 Million | ▼ -1.4 pp |
| 2016 | 2.8% | €41.47 Million | €1.50 Billion | €101.57 Million | €60.10 Million | ▲ +4.2 pp |
| 2015 | -1.4% | €-20.19 Million | €1.43 Billion | €29.06 Million | €49.24 Million | ▲ +0.3 pp |
| 2014 | -1.7% | €-23.12 Million | €1.35 Billion | €26.50 Million | €49.61 Million | ▲ +0.1 pp |
| 2013 | -1.8% | €-23.51 Million | €1.28 Billion | €23.51 Million | €47.02 Million | ▼ -22.7 pp |
| 2012 | 20.8% | €252.88 Million | €1.21 Billion | €292.64 Million | €39.76 Million | — |