Banca Transilvania S.A. (TLV) — Cash Flow Quality Index
Banca Transilvania S.A. (TLV) has a Cash Flow Quality Index of 0.52x as of September 2025. Operating cash flow of RON651.75 Million is below net income of RON1.24 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore TLV strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Banca Transilvania S.A. Cash Flow Quality Index (2019–2024)
Historical Cash Flow Quality Index for Banca Transilvania S.A. across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check TLV goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Banca Transilvania S.A. (2019–2024)
Year-by-year earnings quality comparison for Banca Transilvania S.A.. For live market cap and the full company financial profile, see Banca Transilvania S.A. stock valuation.
| Year | Quality Index | Operating CF (RON) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | -0.84x | RON-3.96 Billion | RON4.73 Billion | ▼ -142.5% |
| 2023 | 1.97x | RON5.88 Billion | RON2.98 Billion | ▲ +248.4% |
| 2022 | -1.33x | RON-3.30 Billion | RON2.49 Billion | ▼ -120.5% |
| 2021 | 6.48x | RON13.25 Billion | RON2.05 Billion | ▼ -28.9% |
| 2020 | 9.12x | RON13.46 Billion | RON1.48 Billion | ▲ +104.0% |
| 2019 | 4.47x | RON7.96 Billion | RON1.78 Billion | — |