Banca Transilvania S.A. Cash Flow Quality Index
Banca Transilvania S.A. cash flow quality index. Banca Transilvania S.A. (TLV) has a Cash Flow Quality Index of 0.52x as of September 2025. Operating cash flow of RON651.75 Million is below net income of RON1.24 Billion, suggesting accrual-heavy earnings not yet converted to cash. See TLV FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Banca Transilvania S.A. (2019–2024)
Cash flow quality index of Banca Transilvania S.A. from 2019 to 2024. Historical Cash Flow Quality Index for Banca Transilvania S.A. across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Banca Transilvania S.A. (TLV) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
Banca Transilvania S.A. Cash Flow Quality Index by Year (2019–2024)
Banca Transilvania S.A. cash flow quality index by year from 2019 to 2024. Year-by-year earnings quality comparison for Banca Transilvania S.A.. For the full cash flow conversion analysis, see Banca Transilvania S.A. cash conversion from operations.
| Year | Quality Index | Operating CF (RON) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | -0.84x | RON-3.96 Billion | RON4.73 Billion | ▼ -142.5% |
| 2023 | 1.97x | RON5.88 Billion | RON2.98 Billion | ▲ +248.4% |
| 2022 | -1.33x | RON-3.30 Billion | RON2.49 Billion | ▼ -120.5% |
| 2021 | 6.48x | RON13.25 Billion | RON2.05 Billion | ▼ -28.9% |
| 2020 | 9.12x | RON13.46 Billion | RON1.48 Billion | ▲ +104.0% |
| 2019 | 4.47x | RON7.96 Billion | RON1.78 Billion | — |