Banca Transilvania S.A. (TLV) — Cash Flow Quality Index
Banca Transilvania S.A. (TLV) has a Cash Flow Quality Index of 0.52x as of September 2025. Operating cash flow of RON651.75 Million is below net income of RON1.24 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Banca Transilvania S.A. operating cash flow efficiency to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Banca Transilvania S.A. Cash Flow Quality Index (2019–2024)
Historical Cash Flow Quality Index for Banca Transilvania S.A. across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Banca Transilvania S.A. (TLV) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Banca Transilvania S.A. (2019–2024)
Year-by-year earnings quality comparison for Banca Transilvania S.A.. For live market cap and the full company financial profile, see how much is Banca Transilvania S.A. worth.
| Year | Quality Index | Operating CF (RON) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | -0.84x | RON-3.96 Billion | RON4.73 Billion | ▼ -142.5% |
| 2023 | 1.97x | RON5.88 Billion | RON2.98 Billion | ▲ +248.4% |
| 2022 | -1.33x | RON-3.30 Billion | RON2.49 Billion | ▼ -120.5% |
| 2021 | 6.48x | RON13.25 Billion | RON2.05 Billion | ▼ -28.9% |
| 2020 | 9.12x | RON13.46 Billion | RON1.48 Billion | ▲ +104.0% |
| 2019 | 4.47x | RON7.96 Billion | RON1.78 Billion | — |