Banca Transilvania S.A. (TLV) — Financial Flexibility Index
Banca Transilvania S.A. (TLV) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of RON804.36 Million (operating CF RON651.75 Million minus capex RON152.61 Million) represents 0% of total liabilities (RON193.68 Billion). Check TLV strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Banca Transilvania S.A. Financial Flexibility Index (2019–2024)
Historical Financial Flexibility Index trend for Banca Transilvania S.A. across 6 annual periods. See TLV net asset quality index to measure how much of total assets are equity-financed.
Annual Financial Flexibility Index for Banca Transilvania S.A. (2019–2024)
Year-by-year free cash flow to debt coverage for Banca Transilvania S.A.. For the full company profile including market capitalisation, see market value of Banca Transilvania S.A..
| Year | Flexibility Index | Free Cash Flow (RON) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | -0.02x | RON-3.37 Billion | RON-3.96 Billion | RON189.60 Billion | ▼ -143.4% |
| 2023 | 0.04x | RON6.37 Billion | RON5.88 Billion | RON155.27 Billion | ▲ +285.4% |
| 2022 | -0.02x | RON-2.91 Billion | RON-3.30 Billion | RON131.59 Billion | ▼ -119.9% |
| 2021 | 0.11x | RON13.61 Billion | RON13.25 Billion | RON122.41 Billion | ▼ -21.8% |
| 2020 | 0.14x | RON13.86 Billion | RON13.46 Billion | RON97.47 Billion | ▲ +41.6% |
| 2019 | 0.10x | RON8.29 Billion | RON7.96 Billion | RON82.51 Billion | — |