Banca Transilvania S.A. Financial Flexibility Index
Banca Transilvania S.A. financial flexibility index. Banca Transilvania S.A. (TLV) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of RON804.36 Million (operating CF RON651.75 Million minus capex RON152.61 Million) represents 0% of total liabilities (RON193.68 Billion). See Banca Transilvania S.A. (TLV) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Banca Transilvania S.A. (2019–2024)
Financial flexibility index of Banca Transilvania S.A. from 2019 to 2024. Historical Financial Flexibility Index trend for Banca Transilvania S.A. across 6 annual periods. Check earnings quality score of Banca Transilvania S.A. to evaluate the quality of earnings relative to operating cash generation.
Banca Transilvania S.A. Financial Flexibility Index by Year (2019–2024)
Banca Transilvania S.A. financial flexibility index by year from 2019 to 2024. Year-by-year free cash flow to debt coverage for Banca Transilvania S.A.. For the full cash flow conversion analysis, see TLV cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (RON) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | -0.02x | RON-3.37 Billion | RON-3.96 Billion | RON189.60 Billion | ▼ -143.4% |
| 2023 | 0.04x | RON6.37 Billion | RON5.88 Billion | RON155.27 Billion | ▲ +285.4% |
| 2022 | -0.02x | RON-2.91 Billion | RON-3.30 Billion | RON131.59 Billion | ▼ -119.9% |
| 2021 | 0.11x | RON13.61 Billion | RON13.25 Billion | RON122.41 Billion | ▼ -21.8% |
| 2020 | 0.14x | RON13.86 Billion | RON13.46 Billion | RON97.47 Billion | ▲ +41.6% |
| 2019 | 0.10x | RON8.29 Billion | RON7.96 Billion | RON82.51 Billion | — |