Banca Transilvania S.A. (TLV) — Financial Flexibility Index

Latest as of September 2025: 0.00x

Banca Transilvania S.A. (TLV) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of RON804.36 Million (operating CF RON651.75 Million minus capex RON152.61 Million) represents 0% of total liabilities (RON193.68 Billion). Also explore TLV year-over-year net asset growth to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

RON804.36 Million
Operating CF − Capex

Total Liabilities

RON193.68 Billion
RON

Capital Expenditures

RON152.61 Million
RON

Banca Transilvania S.A. Financial Flexibility Index (2019–2024)

Historical Financial Flexibility Index trend for Banca Transilvania S.A. across 6 annual periods. Check Banca Transilvania S.A. (TLV) strategic asset index to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Banca Transilvania S.A. (2019–2024)

Year-by-year free cash flow to debt coverage for Banca Transilvania S.A.. For the full company profile including market capitalisation, see TLV market cap.

Year Flexibility Index Free Cash Flow (RON) Operating CF Total Liabilities YoY Change
2024 -0.02x RON-3.37 Billion RON-3.96 Billion RON189.60 Billion ▼ -143.4%
2023 0.04x RON6.37 Billion RON5.88 Billion RON155.27 Billion ▲ +285.4%
2022 -0.02x RON-2.91 Billion RON-3.30 Billion RON131.59 Billion ▼ -119.9%
2021 0.11x RON13.61 Billion RON13.25 Billion RON122.41 Billion ▼ -21.8%
2020 0.14x RON13.86 Billion RON13.46 Billion RON97.47 Billion ▲ +41.6%
2019 0.10x RON8.29 Billion RON7.96 Billion RON82.51 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities