Banca Transilvania S.A. (TLV) — Tangible Net Worth Ratio
Banca Transilvania S.A. (TLV) has a Tangible Net Worth Ratio of 94.6% as of December 2025. This metric is calculated by deducting intangible assets (RON1.27 Billion) from net assets (RON23.30 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See Banca Transilvania S.A. net assets for net asset value and shareholders' equity analysis.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Banca Transilvania S.A. Tangible Net Worth Ratio (2019–2025)
This chart shows how Banca Transilvania S.A.'s Tangible Net Worth Ratio has changed across 7 annual periods from 2019 to 2025. As of December 2025, the ratio stands at 94.6%, reflecting net assets of RON23.30 Billion with intangible assets of RON1.27 Billion RON. Also explore net asset momentum of Banca Transilvania S.A. to track the company's year-over-year net asset growth rate.
Annual Tangible Net Worth Ratio for Banca Transilvania S.A. (2019–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Banca Transilvania S.A. from 2019 to 2025, covering 7 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see TLV company net worth.
| Year | Tangible NW Ratio | Net Assets (RON) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 94.6% | RON23.30 Billion | RON1.27 Billion | RON224.41 Billion | ▲ +0.1 pp |
| 2024 | 94.4% | RON17.44 Billion | RON973.22 Million | RON207.04 Billion | ▼ -0.6 pp |
| 2023 | 95.0% | RON13.90 Billion | RON693.67 Million | RON169.17 Billion | ▲ +0.7 pp |
| 2022 | 94.3% | RON8.92 Billion | RON506.24 Million | RON140.51 Billion | ▼ -1.7 pp |
| 2021 | 96.0% | RON10.09 Billion | RON406.24 Million | RON132.50 Billion | ▼ -1.0 pp |
| 2020 | 97.0% | RON10.02 Billion | RON305.20 Million | RON107.49 Billion | ▼ -0.5 pp |
| 2019 | 97.4% | RON9.21 Billion | RON235.43 Million | RON91.72 Billion | — |