Banca Transilvania S.A. (TLV) — Tangible Net Worth Ratio
Banca Transilvania S.A. (TLV) has a Tangible Net Worth Ratio of 94.6% as of December 2025. This metric is calculated by deducting intangible assets (RON1.27 Billion) from net assets (RON23.30 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See Banca Transilvania S.A. balance sheet independence to measure how much of total assets are equity-financed.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Banca Transilvania S.A. Tangible Net Worth Ratio (2019–2025)
This chart shows how Banca Transilvania S.A.'s Tangible Net Worth Ratio has changed across 7 annual periods from 2019 to 2025. As of December 2025, the ratio stands at 94.6%, reflecting net assets of RON23.30 Billion with intangible assets of RON1.27 Billion RON. Also explore TLV net asset momentum to track the company's year-over-year net asset growth rate.
Annual Tangible Net Worth Ratio for Banca Transilvania S.A. (2019–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Banca Transilvania S.A. from 2019 to 2025, covering 7 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see TLV market cap overview.
| Year | Tangible NW Ratio | Net Assets (RON) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 94.6% | RON23.30 Billion | RON1.27 Billion | RON224.41 Billion | ▲ +0.1 pp |
| 2024 | 94.4% | RON17.44 Billion | RON973.22 Million | RON207.04 Billion | ▼ -0.6 pp |
| 2023 | 95.0% | RON13.90 Billion | RON693.67 Million | RON169.17 Billion | ▲ +0.7 pp |
| 2022 | 94.3% | RON8.92 Billion | RON506.24 Million | RON140.51 Billion | ▼ -1.7 pp |
| 2021 | 96.0% | RON10.09 Billion | RON406.24 Million | RON132.50 Billion | ▼ -1.0 pp |
| 2020 | 97.0% | RON10.02 Billion | RON305.20 Million | RON107.49 Billion | ▼ -0.5 pp |
| 2019 | 97.4% | RON9.21 Billion | RON235.43 Million | RON91.72 Billion | — |