Banca Transilvania S.A. (TLV) — Free Cash Flow Generation Index

Latest as of September 2025: 0.77x

Banca Transilvania S.A. (TLV) has a Free Cash Flow Generation Index of 0.77x as of September 2025. Free cash flow of RON499.14 Million represents 1% of operating cash flow (RON651.75 Million). Explore Banca Transilvania S.A. capital spending ratio to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

0.77x
Free Cash Flow / Operating CF

Free Cash Flow

RON499.14 Million
RON

Operating Cash Flow

RON651.75 Million
RON

Capital Expenditures

RON152.61 Million
RON

Banca Transilvania S.A. Free Cash Flow Generation Index (2019–2023)

Historical FCF Generation Index trend for Banca Transilvania S.A. across 4 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Banca Transilvania S.A..

Annual Free Cash Flow Generation for Banca Transilvania S.A. (2019–2023)

Year-by-year Free Cash Flow Generation Index for Banca Transilvania S.A.. Check TLV cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (RON) Operating CF Capital Expenditures YoY Change
2023 0.92x RON5.38 Billion RON5.88 Billion RON498.15 Million ▼ -5.9%
2021 0.97x RON12.89 Billion RON13.25 Billion RON361.38 Million ▲ +0.3%
2020 0.97x RON13.05 Billion RON13.46 Billion RON405.82 Million ▲ +1.2%
2019 0.96x RON7.63 Billion RON7.96 Billion RON328.45 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).