Jiangsu Zijin Rural Commercial Bank Co Ltd (601860) — Cash Flow Quality Index
Jiangsu Zijin Rural Commercial Bank Co Ltd (601860) has a Cash Flow Quality Index of -11.32x as of March 2026. Operating cash flow of CN¥-4.85 Billion is below net income of CN¥428.59 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Jiangsu Zijin Rural Commercial Bank Co L debt service capacity to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Jiangsu Zijin Rural Commercial Bank Co Ltd Cash Flow Quality Index (2011–2025)
Historical Cash Flow Quality Index for Jiangsu Zijin Rural Commercial Bank Co Ltd across 15 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see 601860 operating cash flow.
Annual Cash Flow Quality Index for Jiangsu Zijin Rural Commercial Bank Co Ltd (2011–2025)
Year-by-year earnings quality comparison for Jiangsu Zijin Rural Commercial Bank Co Ltd.
| Year | Quality Index | Operating CF (CNY) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 14.85x | CN¥18.48 Billion | CN¥1.24 Billion | ▲ +641.7% |
| 2024 | 2.00x | CN¥3.25 Billion | CN¥1.62 Billion | ▼ -44.5% |
| 2023 | 3.61x | CN¥5.84 Billion | CN¥1.62 Billion | ▼ -11.9% |
| 2022 | 4.10x | CN¥6.56 Billion | CN¥1.60 Billion | ▲ +126.8% |
| 2021 | -15.27x | CN¥-23.14 Billion | CN¥1.52 Billion | ▼ -268.3% |
| 2020 | 9.08x | CN¥13.08 Billion | CN¥1.44 Billion | ▲ +28.4% |
| 2019 | 7.07x | CN¥10.01 Billion | CN¥1.42 Billion | ▲ +205.2% |
| 2018 | 2.32x | CN¥2.90 Billion | CN¥1.25 Billion | ▼ -69.6% |
| 2017 | 7.62x | CN¥8.67 Billion | CN¥1.14 Billion | ▲ +1053.3% |
| 2016 | -0.80x | CN¥-826.05 Million | CN¥1.03 Billion | ▼ -103.5% |
| 2015 | 22.75x | CN¥19.10 Billion | CN¥839.59 Million | ▲ +914.6% |
| 2014 | 2.24x | CN¥1.68 Billion | CN¥748.61 Million | ▼ -58.4% |
| 2013 | 5.39x | CN¥3.11 Billion | CN¥577.41 Million | ▲ +130.0% |
| 2012 | -17.96x | CN¥-9.01 Billion | CN¥501.96 Million | ▼ -1484.0% |
| 2011 | 1.30x | CN¥554.30 Million | CN¥427.25 Million | — |