Jiangsu Zijin Rural Commercial Bank Co Ltd (601860) — Financial Flexibility Index

Latest as of March 2026: -0.02x

Jiangsu Zijin Rural Commercial Bank Co Ltd (601860) has a Financial Flexibility Index of -0.02x as of March 2026. Free cash flow of CN¥-4.84 Billion (operating CF CN¥-4.85 Billion minus capex CN¥12.21 Million) represents 0% of total liabilities (CN¥274.22 Billion). Check Jiangsu Zijin Rural Commercial Bank Co L cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

CN¥-4.84 Billion
Operating CF − Capex

Total Liabilities

CN¥274.22 Billion
CNY

Capital Expenditures

CN¥12.21 Million
CNY

Jiangsu Zijin Rural Commercial Bank Co Ltd Financial Flexibility Index (2011–2025)

Historical Financial Flexibility Index trend for Jiangsu Zijin Rural Commercial Bank Co Ltd across 15 annual periods. For the full cash flow conversion analysis, see Jiangsu Zijin Rural Commercial Bank Co L operating cash flow efficiency.

Annual Financial Flexibility Index for Jiangsu Zijin Rural Commercial Bank Co Ltd (2011–2025)

Year-by-year free cash flow to debt coverage for Jiangsu Zijin Rural Commercial Bank Co Ltd. Explore 601860 cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (CNY) Operating CF Total Liabilities YoY Change
2025 0.07x CN¥18.52 Billion CN¥18.48 Billion CN¥270.04 Billion ▲ +420.3%
2024 0.01x CN¥3.30 Billion CN¥3.25 Billion CN¥250.01 Billion ▼ -48.7%
2023 0.03x CN¥5.90 Billion CN¥5.84 Billion CN¥229.19 Billion ▼ -93.9%
2022 0.42x CN¥6.69 Billion CN¥6.56 Billion CN¥15.80 Billion ▲ +138.8%
2021 -1.09x CN¥-23.06 Billion CN¥-23.14 Billion CN¥21.15 Billion ▼ -344.3%
2020 0.45x CN¥13.15 Billion CN¥13.08 Billion CN¥29.46 Billion ▲ +65.5%
2019 0.27x CN¥10.07 Billion CN¥10.01 Billion CN¥37.33 Billion ▲ +1453.8%
2018 0.02x CN¥3.14 Billion CN¥2.90 Billion CN¥180.87 Billion ▼ -68.5%
2017 0.06x CN¥8.86 Billion CN¥8.67 Billion CN¥160.99 Billion ▲ +1235.1%
2016 0.00x CN¥-603.64 Million CN¥-826.05 Million CN¥124.49 Billion ▼ -102.4%
2015 0.20x CN¥19.16 Billion CN¥19.10 Billion CN¥95.77 Billion ▲ +549.1%
2014 0.03x CN¥2.02 Billion CN¥1.68 Billion CN¥65.42 Billion ▼ -50.1%
2013 0.06x CN¥3.45 Billion CN¥3.11 Billion CN¥55.90 Billion ▲ +133.1%
2012 -0.19x CN¥-8.74 Billion CN¥-9.01 Billion CN¥46.82 Billion ▼ -1244.3%
2011 0.02x CN¥906.48 Million CN¥554.30 Million CN¥55.58 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities