Banco de Credito e Inversiones (BCI) — Cash Flow Quality Index

Latest as of December 2025: 2.10x

Banco de Credito e Inversiones (BCI) has a Cash Flow Quality Index of 2.10x as of December 2025. Operating cash flow of CL$479.83 Billion exceeds net income of CL$228.86 Billion, indicating high earnings quality where cash backs reported profits. Explore Banco de Credito e Inversiones strategic investment ratio to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

2.10x
Operating CF / Net Income

Operating Cash Flow

CL$479.83 Billion
CLP

Net Income

CL$228.86 Billion
CLP

Data as of

Dec 2025
Most recent filing

Banco de Credito e Inversiones Cash Flow Quality Index (2015–2025)

Historical Cash Flow Quality Index for Banco de Credito e Inversiones across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Banco de Credito e Inversiones (BCI) tangible net worth to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Banco de Credito e Inversiones (2015–2025)

Year-by-year earnings quality comparison for Banco de Credito e Inversiones. For live market cap and the full company financial profile, see market value of Banco de Credito e Inversiones.

Year Quality Index Operating CF (CLP) Net Income YoY Change
2025 -0.21x CL$-206.22 Billion CL$996.01 Billion ▼ -114.1%
2024 1.47x CL$1.18 Trillion CL$801.72 Billion ▲ +0.8%
2023 1.46x CL$993.01 Billion CL$682.47 Billion ▲ +121.6%
2022 -6.73x CL$-5.52 Trillion CL$821.02 Billion ▼ -448.9%
2021 1.93x CL$1.00 Trillion CL$520.39 Billion ▼ -85.6%
2020 13.35x CL$4.24 Trillion CL$317.45 Billion ▲ +5514.4%
2019 0.24x CL$95.77 Billion CL$402.64 Billion ▲ +106.3%
2018 -3.76x CL$-1.49 Trillion CL$395.79 Billion ▼ -11.7%
2017 -3.37x CL$-1.25 Trillion CL$371.40 Billion ▲ +12.7%
2016 -3.86x CL$-1.31 Trillion CL$340.12 Billion ▼ -24.1%
2015 -3.11x CL$-1.03 Trillion CL$330.82 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.