Banco de Credito e Inversiones Net Asset Quality Index
Banco de Credito e Inversiones net asset quality index. Banco de Credito e Inversiones (BCI) has a Net Asset Quality Index of 9.1% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of CL$81.57 Trillion minus total liabilities of CL$74.12 Trillion yields net assets of CL$7.45 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. Check BCI cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Banco de Credito e Inversiones (2015–2025)
Net asset quality index of Banco de Credito e Inversiones from 2015 to 2025. This chart shows how Banco de Credito e Inversiones's Net Asset Quality Index has evolved across 11 annual periods from 2015 to 2025. As of December 2025, the index stands at 9.1%, representing net assets of CL$7.45 Trillion against total assets of CL$81.57 Trillion CLP. See BCI book value for net asset value and shareholders' equity analysis.
Banco de Credito e Inversiones Net Asset Quality Index by Year (2015–2025)
Banco de Credito e Inversiones net asset quality index by year from 2015 to 2025. The table below presents the year-by-year Net Asset Quality Index for Banco de Credito e Inversiones from 2015 to 2025, covering 11 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see Banco de Credito e Inversiones (BCI) market capitalisation.
| Year | Quality Index | Net Assets (CLP) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 9.1% | CL$7.45 Trillion | CL$81.57 Trillion | CL$74.12 Trillion | ▲ +0.7 pp |
| 2024 | 8.4% | CL$7.00 Trillion | CL$83.42 Trillion | CL$76.42 Trillion | ▲ +0.6 pp |
| 2023 | 7.8% | CL$6.07 Trillion | CL$77.75 Trillion | CL$71.68 Trillion | ▲ +1.7 pp |
| 2022 | 6.1% | CL$4.78 Trillion | CL$78.05 Trillion | CL$73.27 Trillion | ▼ -0.4 pp |
| 2021 | 6.5% | CL$4.50 Trillion | CL$69.16 Trillion | CL$64.66 Trillion | ▼ -0.3 pp |
| 2020 | 6.8% | CL$3.89 Trillion | CL$57.16 Trillion | CL$53.26 Trillion | ▼ -0.7 pp |
| 2019 | 7.5% | CL$3.79 Trillion | CL$50.34 Trillion | CL$46.54 Trillion | ▼ -0.8 pp |
| 2018 | 8.4% | CL$3.46 Trillion | CL$41.35 Trillion | CL$37.89 Trillion | ▲ +0.3 pp |
| 2017 | 8.1% | CL$2.73 Trillion | CL$33.88 Trillion | CL$31.16 Trillion | ▼ -0.1 pp |
| 2016 | 8.2% | CL$2.52 Trillion | CL$30.85 Trillion | CL$28.33 Trillion | ▲ +1.2 pp |
| 2015 | 7.0% | CL$2.00 Trillion | CL$28.68 Trillion | CL$26.68 Trillion | — |