Banco de Credito e Inversiones (BCI) — Net Asset Quality Index

Latest as of December 2025: 9.1%

Banco de Credito e Inversiones (BCI) has a Net Asset Quality Index of 9.1% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of CL$81.57 Trillion minus total liabilities of CL$74.12 Trillion yields net assets of CL$7.45 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. Check how resilient are Banco de Credito e Inversiones's assets to evaluate the company's liquid asset resilience ratio.

Quality Index

9.1%
Equity / Total Assets

Net Assets

CL$7.45 Trillion
CLP

Total Assets

CL$81.57 Trillion
CLP

Total Liabilities

CL$74.12 Trillion
CLP

Banco de Credito e Inversiones Net Asset Quality Index Over Time (2015–2025)

This chart shows how Banco de Credito e Inversiones's Net Asset Quality Index has evolved across 11 annual periods from 2015 to 2025. As of December 2025, the index stands at 9.1%, representing net assets of CL$7.45 Trillion against total assets of CL$81.57 Trillion CLP. See Banco de Credito e Inversiones current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for Banco de Credito e Inversiones (2015–2025)

The table below presents the year-by-year Net Asset Quality Index for Banco de Credito e Inversiones from 2015 to 2025, covering 11 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see how much is Banco de Credito e Inversiones worth.

Year Quality Index Net Assets (CLP) Total Assets Total Liabilities Change (pp)
2025 9.1% CL$7.45 Trillion CL$81.57 Trillion CL$74.12 Trillion ▲ +0.7 pp
2024 8.4% CL$7.00 Trillion CL$83.42 Trillion CL$76.42 Trillion ▲ +0.6 pp
2023 7.8% CL$6.07 Trillion CL$77.75 Trillion CL$71.68 Trillion ▲ +1.7 pp
2022 6.1% CL$4.78 Trillion CL$78.05 Trillion CL$73.27 Trillion ▼ -0.4 pp
2021 6.5% CL$4.50 Trillion CL$69.16 Trillion CL$64.66 Trillion ▼ -0.3 pp
2020 6.8% CL$3.89 Trillion CL$57.16 Trillion CL$53.26 Trillion ▼ -0.7 pp
2019 7.5% CL$3.79 Trillion CL$50.34 Trillion CL$46.54 Trillion ▼ -0.8 pp
2018 8.4% CL$3.46 Trillion CL$41.35 Trillion CL$37.89 Trillion ▲ +0.3 pp
2017 8.1% CL$2.73 Trillion CL$33.88 Trillion CL$31.16 Trillion ▼ -0.1 pp
2016 8.2% CL$2.52 Trillion CL$30.85 Trillion CL$28.33 Trillion ▲ +1.2 pp
2015 7.0% CL$2.00 Trillion CL$28.68 Trillion CL$26.68 Trillion
pp = percentage points