Banco de Credito e Inversiones (BCI) — Defensive Interval Ratio

Latest as of September 2023: 1 days

Banco de Credito e Inversiones (BCI) has a Defensive Interval Ratio of 1 days as of September 2023. Defensive assets of CL$151.35 Billion (cash CL$-, short-term investments CL$-, receivables CL$151.35 Billion) cover 1 days of daily cash needs of CL$150.07 Billion/day. See Banco de Credito e Inversiones (BCI) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

1 days
Days of operational coverage

Defensive Assets

CL$151.35 Billion
Cash + ST Investments + Receivables

Daily Cash Need

CL$150.07 Billion
Current Liabilities ÷ 365

Current Liabilities

CL$54.78 Trillion
CLP

Banco de Credito e Inversiones Defensive Interval Ratio (2015–2022)

This chart shows how Banco de Credito e Inversiones's Defensive Interval Ratio has evolved across 8 annual periods from 2015 to 2022. As of September 2023, the ratio stands at 1 days, meaning defensive assets of CL$151.35 Billion can fund 1 days of operations without new revenue. See Banco de Credito e Inversiones net asset quality index to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Banco de Credito e Inversiones (2015–2022)

The table below presents the year-by-year Defensive Interval Ratio for Banco de Credito e Inversiones from 2015 to 2022, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Banco de Credito e Inversiones market capitalisation.

Year DIR (days) Defensive Assets (CLP) Daily Cash Need Cash ST Investments Change (days)
2022 5 days CL$763.11 Billion CL$148.87 Billion/day CL$- CL$- ▲ +4 days
2021 1 days CL$187.58 Billion CL$134.56 Billion/day CL$- CL$- ▼ -2 days
2020 3 days CL$385.55 Billion CL$112.68 Billion/day CL$- CL$- ▼ -1 days
2019 4 days CL$466.76 Billion CL$104.79 Billion/day CL$- CL$196.01 Billion ▲ +1 days
2018 3 days CL$283.95 Billion CL$86.37 Billion/day CL$- CL$73.86 Billion ▼ -2 days
2017 5 days CL$352.12 Billion CL$70.83 Billion/day CL$- CL$252.60 Billion ▲ +3 days
2016 2 days CL$151.15 Billion CL$64.96 Billion/day CL$- CL$116.46 Billion ▼ -6 days
2015 8 days CL$477.36 Billion CL$60.40 Billion/day CL$- CL$389.89 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)