Banco Santander Chile (BSANTANDER) — Cash Flow Quality Index
Banco Santander Chile (BSANTANDER) has a Cash Flow Quality Index of -1.43x as of December 2025. Operating cash flow of CL$-365.64 Billion is below net income of CL$255.34 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Banco Santander Chile cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Banco Santander Chile Cash Flow Quality Index (2015–2025)
Historical Cash Flow Quality Index for Banco Santander Chile across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Banco Santander Chile cash flow conversion.
Annual Cash Flow Quality Index for Banco Santander Chile (2015–2025)
Year-by-year earnings quality comparison for Banco Santander Chile.
| Year | Quality Index | Operating CF (CLP) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.05x | CL$55.41 Billion | CL$1.02 Trillion | ▼ -90.4% |
| 2024 | 0.56x | CL$482.39 Billion | CL$857.62 Billion | ▲ +122.9% |
| 2023 | -2.46x | CL$-1.22 Trillion | CL$496.40 Billion | ▼ -273.2% |
| 2022 | -0.66x | CL$-533.06 Billion | CL$808.65 Billion | ▲ +84.0% |
| 2021 | -4.11x | CL$-3.19 Trillion | CL$774.96 Billion | ▼ -45.9% |
| 2020 | -2.82x | CL$-1.46 Trillion | CL$517.45 Billion | ▼ -460.5% |
| 2019 | 0.78x | CL$431.61 Billion | CL$552.09 Billion | ▲ +171.3% |
| 2018 | -1.10x | CL$-652.86 Billion | CL$595.33 Billion | ▼ -189.0% |
| 2017 | 1.23x | CL$693.44 Billion | CL$562.80 Billion | ▲ +217.0% |
| 2016 | -1.05x | CL$-501.48 Billion | CL$476.07 Billion | ▲ +74.1% |
| 2015 | -4.07x | CL$-1.83 Trillion | CL$448.47 Billion | — |