Banco Santander Chile (BSANTANDER) — Cash Flow Quality Index
Banco Santander Chile (BSANTANDER) has a Cash Flow Quality Index of -1.43x as of December 2025. Operating cash flow of CL$-365.64 Billion is below net income of CL$255.34 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore BSANTANDER strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Banco Santander Chile Cash Flow Quality Index (2015–2025)
Historical Cash Flow Quality Index for Banco Santander Chile across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Banco Santander Chile tangible equity quality to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Banco Santander Chile (2015–2025)
Year-by-year earnings quality comparison for Banco Santander Chile. For live market cap and the full company financial profile, see Banco Santander Chile market cap and net worth.
| Year | Quality Index | Operating CF (CLP) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.05x | CL$55.41 Billion | CL$1.02 Trillion | ▼ -90.4% |
| 2024 | 0.56x | CL$482.39 Billion | CL$857.62 Billion | ▲ +122.9% |
| 2023 | -2.46x | CL$-1.22 Trillion | CL$496.40 Billion | ▼ -273.2% |
| 2022 | -0.66x | CL$-533.06 Billion | CL$808.65 Billion | ▲ +84.0% |
| 2021 | -4.11x | CL$-3.19 Trillion | CL$774.96 Billion | ▼ -45.9% |
| 2020 | -2.82x | CL$-1.46 Trillion | CL$517.45 Billion | ▼ -460.5% |
| 2019 | 0.78x | CL$431.61 Billion | CL$552.09 Billion | ▲ +171.3% |
| 2018 | -1.10x | CL$-652.86 Billion | CL$595.33 Billion | ▼ -189.0% |
| 2017 | 1.23x | CL$693.44 Billion | CL$562.80 Billion | ▲ +217.0% |
| 2016 | -1.05x | CL$-501.48 Billion | CL$476.07 Billion | ▲ +74.1% |
| 2015 | -4.07x | CL$-1.83 Trillion | CL$448.47 Billion | — |