Banco Santander Chile (BSANTANDER) — Cash Flow Quality Index
Banco Santander Chile (BSANTANDER) has a Cash Flow Quality Index of -1.43x as of December 2025. Operating cash flow of CL$-365.64 Billion is below net income of CL$255.34 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Banco Santander Chile operating cash flow efficiency to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Banco Santander Chile Cash Flow Quality Index (2015–2025)
Historical Cash Flow Quality Index for Banco Santander Chile across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check BSANTANDER cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Banco Santander Chile (2015–2025)
Year-by-year earnings quality comparison for Banco Santander Chile. For live market cap and the full company financial profile, see BSANTANDER market cap overview.
| Year | Quality Index | Operating CF (CLP) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.05x | CL$55.41 Billion | CL$1.02 Trillion | ▼ -90.4% |
| 2024 | 0.56x | CL$482.39 Billion | CL$857.62 Billion | ▲ +122.9% |
| 2023 | -2.46x | CL$-1.22 Trillion | CL$496.40 Billion | ▼ -273.2% |
| 2022 | -0.66x | CL$-533.06 Billion | CL$808.65 Billion | ▲ +84.0% |
| 2021 | -4.11x | CL$-3.19 Trillion | CL$774.96 Billion | ▼ -45.9% |
| 2020 | -2.82x | CL$-1.46 Trillion | CL$517.45 Billion | ▼ -460.5% |
| 2019 | 0.78x | CL$431.61 Billion | CL$552.09 Billion | ▲ +171.3% |
| 2018 | -1.10x | CL$-652.86 Billion | CL$595.33 Billion | ▼ -189.0% |
| 2017 | 1.23x | CL$693.44 Billion | CL$562.80 Billion | ▲ +217.0% |
| 2016 | -1.05x | CL$-501.48 Billion | CL$476.07 Billion | ▲ +74.1% |
| 2015 | -4.07x | CL$-1.83 Trillion | CL$448.47 Billion | — |