Banco Santander Chile (BSANTANDER) — Financial Flexibility Index
Banco Santander Chile (BSANTANDER) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of CL$-293.44 Billion (operating CF CL$-365.64 Billion minus capex CL$72.19 Billion) represents 0% of total liabilities (CL$62.41 Trillion). Check Banco Santander Chile total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Banco Santander Chile Financial Flexibility Index (2015–2025)
Historical Financial Flexibility Index trend for Banco Santander Chile across 11 annual periods. For the full cash flow conversion analysis, see BSANTANDER cash generation efficiency.
Annual Financial Flexibility Index for Banco Santander Chile (2015–2025)
Year-by-year free cash flow to debt coverage for Banco Santander Chile. Explore BSANTANDER debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (CLP) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | CL$192.93 Billion | CL$55.41 Billion | CL$62.41 Trillion | ▼ -67.0% |
| 2024 | 0.01x | CL$590.11 Billion | CL$482.39 Billion | CL$63.04 Trillion | ▲ +158.8% |
| 2023 | -0.02x | CL$-1.05 Trillion | CL$-1.22 Trillion | CL$65.77 Trillion | ▼ -113.0% |
| 2022 | -0.01x | CL$-474.67 Billion | CL$-533.06 Billion | CL$63.46 Trillion | ▲ +85.8% |
| 2021 | -0.05x | CL$-3.13 Trillion | CL$-3.19 Trillion | CL$59.41 Trillion | ▼ -94.5% |
| 2020 | -0.03x | CL$-1.41 Trillion | CL$-1.46 Trillion | CL$52.00 Trillion | ▼ -360.8% |
| 2019 | 0.01x | CL$489.00 Billion | CL$431.61 Billion | CL$47.10 Trillion | ▲ +163.7% |
| 2018 | -0.02x | CL$-584.53 Billion | CL$-652.86 Billion | CL$35.89 Trillion | ▼ -170.8% |
| 2017 | 0.02x | CL$752.21 Billion | CL$693.44 Billion | CL$32.68 Trillion | ▲ +290.6% |
| 2016 | -0.01x | CL$-411.85 Billion | CL$-501.48 Billion | CL$34.09 Trillion | ▲ +78.2% |
| 2015 | -0.06x | CL$-1.76 Trillion | CL$-1.83 Trillion | CL$31.84 Trillion | — |