Banco Santander Chile (BSANTANDER) — Cash Flow-to-Debt Ratio
Banco Santander Chile (BSANTANDER) has a Cash Flow-to-Debt Ratio of -0.01x as of December 2025, meaning its operating cash flow of CL$-365.64 Billion could theoretically repay 0% of its total liabilities (CL$62.41 Trillion) in one year. See how financially flexible is Banco Santander Chile to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Banco Santander Chile Cash Flow-to-Debt Ratio (2015–2025)
Historical debt coverage capacity for Banco Santander Chile across 11 annual periods. For the full cash flow conversion analysis, see Banco Santander Chile operating cash flow efficiency.
Annual Cash Flow-to-Debt Ratio for Banco Santander Chile (2015–2025)
Year-by-year debt coverage analysis for Banco Santander Chile. Check Banco Santander Chile earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (CLP) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.00x | CL$55.41 Billion | CL$62.41 Trillion | ▼ -88.4% |
| 2024 | 0.01x | CL$482.39 Billion | CL$63.04 Trillion | ▲ +141.2% |
| 2023 | -0.02x | CL$-1.22 Trillion | CL$65.77 Trillion | ▼ -121.1% |
| 2022 | -0.01x | CL$-533.06 Billion | CL$63.46 Trillion | ▲ +84.3% |
| 2021 | -0.05x | CL$-3.19 Trillion | CL$59.41 Trillion | ▼ -91.2% |
| 2020 | -0.03x | CL$-1.46 Trillion | CL$52.00 Trillion | ▼ -406.1% |
| 2019 | 0.01x | CL$431.61 Billion | CL$47.10 Trillion | ▲ +150.4% |
| 2018 | -0.02x | CL$-652.86 Billion | CL$35.89 Trillion | ▼ -185.7% |
| 2017 | 0.02x | CL$693.44 Billion | CL$32.68 Trillion | ▲ +244.3% |
| 2016 | -0.01x | CL$-501.48 Billion | CL$34.09 Trillion | ▲ +74.4% |
| 2015 | -0.06x | CL$-1.83 Trillion | CL$31.84 Trillion | — |