Banco Santander Chile (BSANTANDER) — Defensive Interval Ratio

Latest as of June 2023: 80 days

Banco Santander Chile (BSANTANDER) has a Defensive Interval Ratio of 80 days as of June 2023. Defensive assets of CL$11.88 Trillion (cash CL$-, short-term investments CL$11.64 Trillion, receivables CL$240.00 Billion) cover 80 days of daily cash needs of CL$149.29 Billion/day.

Defensive Interval Ratio

80 days
Days of operational coverage

Defensive Assets

CL$11.88 Trillion
Cash + ST Investments + Receivables

Daily Cash Need

CL$149.29 Billion
Current Liabilities ÷ 365

Current Liabilities

CL$54.49 Trillion
CLP

Banco Santander Chile Defensive Interval Ratio (2015–2022)

This chart shows how Banco Santander Chile's Defensive Interval Ratio has evolved across 8 annual periods from 2015 to 2022. As of June 2023, the ratio stands at 80 days, meaning defensive assets of CL$11.88 Trillion can fund 80 days of operations without new revenue. For the complete balance sheet picture, see Banco Santander Chile asset portfolio.

Annual Defensive Interval Ratio for Banco Santander Chile (2015–2022)

The table below presents the year-by-year Defensive Interval Ratio for Banco Santander Chile from 2015 to 2022, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Banco Santander Chile current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (CLP) Daily Cash Need Cash ST Investments Change (days)
2022 48 days CL$6.22 Trillion CL$129.69 Billion/day CL$- CL$6.03 Trillion ▼ -1 days
2021 49 days CL$5.97 Trillion CL$123.04 Billion/day CL$- CL$5.88 Trillion ▼ -20 days
2020 69 days CL$7.40 Trillion CL$107.87 Billion/day CL$- CL$7.30 Trillion ▲ +25 days
2019 44 days CL$4.51 Trillion CL$102.57 Billion/day CL$- CL$4.28 Trillion ▲ +10 days
2018 33 days CL$2.59 Trillion CL$77.37 Billion/day CL$- CL$2.47 Trillion ▼ -5 days
2017 39 days CL$2.70 Trillion CL$69.85 Billion/day CL$- CL$2.57 Trillion ▼ -8 days
2016 47 days CL$3.49 Trillion CL$74.83 Billion/day CL$- CL$3.39 Trillion ▲ +34 days
2015 12 days CL$881.56 Billion CL$71.17 Billion/day CL$- CL$788.22 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)