Avanza Bank Holding AB (publ) (AZA) — Cash Flow Quality Index
Avanza Bank Holding AB (publ) (AZA) has a Cash Flow Quality Index of 11.13x as of December 2025. Operating cash flow of Skr8.16 Billion exceeds net income of Skr733.00 Million, indicating high earnings quality where cash backs reported profits. Explore AZA cash generation efficiency to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Avanza Bank Holding AB (publ) Cash Flow Quality Index (2002–2025)
Historical Cash Flow Quality Index for Avanza Bank Holding AB (publ) across 24 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Avanza Bank Holding AB (publ) (AZA) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Avanza Bank Holding AB (publ) (2002–2025)
Year-by-year earnings quality comparison for Avanza Bank Holding AB (publ). For live market cap and the full company financial profile, see market cap of Avanza Bank Holding AB (publ).
| Year | Quality Index | Operating CF (SEK) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 10.31x | Skr31.72 Billion | Skr3.08 Billion | ▲ +481.8% |
| 2024 | 1.77x | Skr3.99 Billion | Skr2.25 Billion | ▼ -85.3% |
| 2023 | 12.04x | Skr8.64 Billion | Skr718.00 Million | ▲ +205.3% |
| 2022 | 3.94x | Skr7.65 Billion | Skr1.94 Billion | ▲ +112.2% |
| 2021 | 1.86x | Skr4.53 Billion | Skr2.44 Billion | ▼ -57.5% |
| 2020 | 4.37x | Skr6.89 Billion | Skr1.58 Billion | ▲ +1.9% |
| 2019 | 4.29x | Skr2.23 Billion | Skr520.00 Million | ▼ -63.4% |
| 2018 | 11.71x | Skr4.89 Billion | Skr418.00 Million | ▲ +198.5% |
| 2017 | 3.92x | Skr1.73 Billion | Skr441.00 Million | ▲ +45.9% |
| 2016 | 2.69x | Skr1.25 Billion | Skr465.00 Million | ▼ -66.4% |
| 2015 | 8.00x | Skr3.88 Billion | Skr485.00 Million | ▲ +61.4% |
| 2014 | 4.96x | Skr1.47 Billion | Skr296.00 Million | ▼ -21.7% |
| 2013 | 6.33x | Skr1.43 Billion | Skr226.00 Million | ▲ +369.1% |
| 2012 | -2.35x | Skr-473.00 Million | Skr201.00 Million | ▼ -130.9% |
| 2011 | 7.61x | Skr2.59 Billion | Skr340.00 Million | ▲ +138.9% |
| 2010 | 3.18x | Skr1.05 Billion | Skr331.00 Million | ▲ +192.3% |
| 2009 | -3.45x | Skr-966.00 Million | Skr280.00 Million | ▼ -132.7% |
| 2008 | 10.56x | Skr2.52 Billion | Skr239.00 Million | ▲ +118.4% |
| 2007 | 4.83x | Skr1.48 Billion | Skr307.00 Million | ▼ -45.0% |
| 2006 | 8.80x | Skr2.15 Billion | Skr244.00 Million | ▲ +272.8% |
| 2005 | 2.36x | Skr345.95 Million | Skr146.65 Million | ▲ +243.6% |
| 2004 | -1.64x | Skr-151.81 Million | Skr92.42 Million | ▼ -135.1% |
| 2003 | 4.68x | Skr169.83 Million | Skr36.32 Million | ▼ -60.3% |
| 2002 | 11.77x | Skr158.21 Million | Skr13.45 Million | — |