Avanza Bank Holding AB (publ) (AZA) — Cash Flow Quality Index
Avanza Bank Holding AB (publ) (AZA) has a Cash Flow Quality Index of 11.13x as of December 2025. Operating cash flow of Skr8.16 Billion exceeds net income of Skr733.00 Million, indicating high earnings quality where cash backs reported profits. Explore AZA debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Avanza Bank Holding AB (publ) Cash Flow Quality Index (2002–2025)
Historical Cash Flow Quality Index for Avanza Bank Holding AB (publ) across 24 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of Avanza Bank Holding AB (publ).
Annual Cash Flow Quality Index for Avanza Bank Holding AB (publ) (2002–2025)
Year-by-year earnings quality comparison for Avanza Bank Holding AB (publ).
| Year | Quality Index | Operating CF (SEK) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 10.31x | Skr31.72 Billion | Skr3.08 Billion | ▲ +481.8% |
| 2024 | 1.77x | Skr3.99 Billion | Skr2.25 Billion | ▼ -85.3% |
| 2023 | 12.04x | Skr8.64 Billion | Skr718.00 Million | ▲ +205.3% |
| 2022 | 3.94x | Skr7.65 Billion | Skr1.94 Billion | ▲ +112.2% |
| 2021 | 1.86x | Skr4.53 Billion | Skr2.44 Billion | ▼ -57.5% |
| 2020 | 4.37x | Skr6.89 Billion | Skr1.58 Billion | ▲ +1.9% |
| 2019 | 4.29x | Skr2.23 Billion | Skr520.00 Million | ▼ -63.4% |
| 2018 | 11.71x | Skr4.89 Billion | Skr418.00 Million | ▲ +198.5% |
| 2017 | 3.92x | Skr1.73 Billion | Skr441.00 Million | ▲ +45.9% |
| 2016 | 2.69x | Skr1.25 Billion | Skr465.00 Million | ▼ -66.4% |
| 2015 | 8.00x | Skr3.88 Billion | Skr485.00 Million | ▲ +61.4% |
| 2014 | 4.96x | Skr1.47 Billion | Skr296.00 Million | ▼ -21.7% |
| 2013 | 6.33x | Skr1.43 Billion | Skr226.00 Million | ▲ +369.1% |
| 2012 | -2.35x | Skr-473.00 Million | Skr201.00 Million | ▼ -130.9% |
| 2011 | 7.61x | Skr2.59 Billion | Skr340.00 Million | ▲ +138.9% |
| 2010 | 3.18x | Skr1.05 Billion | Skr331.00 Million | ▲ +192.3% |
| 2009 | -3.45x | Skr-966.00 Million | Skr280.00 Million | ▼ -132.7% |
| 2008 | 10.56x | Skr2.52 Billion | Skr239.00 Million | ▲ +118.4% |
| 2007 | 4.83x | Skr1.48 Billion | Skr307.00 Million | ▼ -45.0% |
| 2006 | 8.80x | Skr2.15 Billion | Skr244.00 Million | ▲ +272.8% |
| 2005 | 2.36x | Skr345.95 Million | Skr146.65 Million | ▲ +243.6% |
| 2004 | -1.64x | Skr-151.81 Million | Skr92.42 Million | ▼ -135.1% |
| 2003 | 4.68x | Skr169.83 Million | Skr36.32 Million | ▼ -60.3% |
| 2002 | 11.77x | Skr158.21 Million | Skr13.45 Million | — |