Avanza Bank Holding AB (publ) (AZA) — Cash Flow-to-Debt Ratio
Avanza Bank Holding AB (publ) (AZA) has a Cash Flow-to-Debt Ratio of 0.02x as of December 2025, meaning its operating cash flow of Skr8.16 Billion could theoretically repay 0% of its total liabilities (Skr409.12 Billion) in one year. See financial flexibility index of Avanza Bank Holding AB (publ) to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Avanza Bank Holding AB (publ) Cash Flow-to-Debt Ratio (2002–2025)
Historical debt coverage capacity for Avanza Bank Holding AB (publ) across 24 annual periods. For the full cash flow conversion analysis, see Avanza Bank Holding AB (publ) (AZA) cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Avanza Bank Holding AB (publ) (2002–2025)
Year-by-year debt coverage analysis for Avanza Bank Holding AB (publ). Check Avanza Bank Holding AB (publ) cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (SEK) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.08x | Skr31.72 Billion | Skr409.12 Billion | ▲ +555.0% |
| 2024 | 0.01x | Skr3.99 Billion | Skr337.29 Billion | ▼ -62.1% |
| 2023 | 0.03x | Skr8.64 Billion | Skr276.62 Billion | ▼ -3.5% |
| 2022 | 0.03x | Skr7.65 Billion | Skr236.14 Billion | ▲ +96.3% |
| 2021 | 0.02x | Skr4.53 Billion | Skr274.38 Billion | ▼ -51.7% |
| 2020 | 0.03x | Skr6.89 Billion | Skr201.60 Billion | ▲ +136.0% |
| 2019 | 0.01x | Skr2.23 Billion | Skr154.00 Billion | ▼ -64.4% |
| 2018 | 0.04x | Skr4.89 Billion | Skr120.49 Billion | ▲ +169.3% |
| 2017 | 0.02x | Skr1.73 Billion | Skr114.69 Billion | ▲ +19.8% |
| 2016 | 0.01x | Skr1.25 Billion | Skr99.31 Billion | ▼ -71.6% |
| 2015 | 0.04x | Skr3.88 Billion | Skr87.50 Billion | ▲ +100.9% |
| 2014 | 0.02x | Skr1.47 Billion | Skr66.48 Billion | ▼ -13.9% |
| 2013 | 0.03x | Skr1.43 Billion | Skr55.84 Billion | ▲ +340.4% |
| 2012 | -0.01x | Skr-473.00 Million | Skr44.38 Billion | ▼ -115.9% |
| 2011 | 0.07x | Skr2.59 Billion | Skr38.71 Billion | ▲ +150.0% |
| 2010 | 0.03x | Skr1.05 Billion | Skr39.43 Billion | ▲ +175.0% |
| 2009 | -0.04x | Skr-966.00 Million | Skr27.10 Billion | ▼ -121.1% |
| 2008 | 0.17x | Skr2.52 Billion | Skr14.97 Billion | ▲ +57.6% |
| 2007 | 0.11x | Skr1.48 Billion | Skr13.88 Billion | ▼ -59.0% |
| 2006 | 0.26x | Skr2.15 Billion | Skr8.23 Billion | ▲ +212.8% |
| 2005 | 0.08x | Skr345.95 Million | Skr4.15 Billion | ▲ +178.6% |
| 2004 | -0.11x | Skr-151.81 Million | Skr1.43 Billion | ▼ -171.7% |
| 2003 | 0.15x | Skr169.83 Million | Skr1.15 Billion | ▼ -33.4% |
| 2002 | 0.22x | Skr158.21 Million | Skr712.22 Million | — |